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Union County/New Berlin/17855

17855

ZIPSAFMR
Union County, PA
Zillow

ZIP Investment Score

77Below average

095130300
BRFMR
Eff. Rent
0 BR$800$880
1 BR$1,000$1,100
2 BR$1,090$1,200
3 BR$1,510$1,350
4 BR$1,820$1,470
5 BR$2,093Not available
6 BR$2,407Not available
7 BR$2,768Not available
8 BR$3,183Not available

Purchase Price Calculator

Maximum purchase price
$116,403

Cost breakdown

+Likely effective rent$1,200
HUD FMR$1,090
Market rent$1,290
Est. payment standard (110%)Used$1,200
-Principal and interest-$589
Loan amount$93,122
Down payment$23,281
Rate6.50%
Term30 years
-Operating costs-$411
Property taxes-$116
Insurance-$175
Utilities$0
HOA$0
Management-$120
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,487(83.7% ROI)
Projected value
$125,353
Return breakdown
Property appreciation+$8,950
Loan principal paid down+$3,336
Rental cash flow+$7,200
5-year hold
+$33,246(142.8% ROI)
Projected value
$131,699
Return breakdown
Property appreciation+$15,296
Loan principal paid down+$5,950
Rental cash flow+$12,000
10-year hold
+$70,780(304.0% ROI)
Projected value
$149,006
Return breakdown
Property appreciation+$32,603
Loan principal paid down+$14,177
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.86
2 BR
0.84
3 BR
1.12
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17855 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17855 (New Berlin, PA) is $1,090 a month. That is down 1.8% from $1,110 in FY 2026. New Berlin is in the Union County, PA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,028. Among 15 ZIP codes in Union County, 17855 has the 3rd-highest two-bedroom rent (county range $1,010–$1,190). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17855 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17855
BedroomsFY 2027Change90–110% range
Studio$800−1.2%$720–$880
1BR$1,000−1.0%$900–$1,100
2BR$1,090−1.8%$981–$1,199
3BR$1,510−1.9%$1,359–$1,661
4BR$1,820−2.2%$1,638–$2,002

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17855
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$1,000$1,090$1,510$1,820
FY 2026$810$1,010$1,110$1,540$1,860
FY 2025$760$940$1,040$1,460$1,750
FY 2024area FMR$646$788$885$1,247$1,502
FY 2023area FMR$653$785$887$1,246$1,511

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Union County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17855
17829$1,010−7.3%
17835$1,010−7.3%
17837$1,080−0.9%
17841$1,020−6.4%
17844$1,030−5.5%
17845$1,010−7.3%
17855Current$1,090—
17856$1,070−1.8%
17870$1,140+4.6%
17880$1,020−6.4%
17885$1,010−7.3%
17886$1,080−0.9%

Questions about ZIP 17855 rents

How much will Section 8 pay for a two-bedroom in ZIP 17855?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,028, which applies unless the housing authority uses Small Area FMRs, that basic range is $925 to $1,131 a month; under the ZIP-level Small Area FMR of $1,090 it would be $981 to $1,199. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17855 in?

ZIP 17855 is in the Union County, PA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,028.

How much did fair market rent change in ZIP 17855 for FY 2027?

The two-bedroom FMR fell 1.8%, from $1,110 in FY 2026 to $1,090 in FY 2027. Since FY 2025 it has risen 4.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNew Berlin, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources