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Schuylkill County/Cumbola/17930

17930

ZIPSAFMR
Schuylkill County, PA
Zillow

ZIP Investment Score

177High yield potential

095130300
BRFMR
Eff. Rent
0 BR$860$910
1 BR$950$940
2 BR$1,240$1,170
3 BR$1,620$1,360
4 BR$1,680$1,350
5 BR$1,932Not available
6 BR$2,222Not available
7 BR$2,555Not available
8 BR$2,938Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,240
Market rentUsed$1,170
Est. payment standard (96%)$1,190
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
1.01
2 BR
1.06
3 BR
1.19
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17930 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17930 (Cumbola, PA) is $1,240 a month. That is down 2.4% from $1,270 in FY 2026. Cumbola is in the Schuylkill County, PA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,068. Among 60 ZIP codes in Schuylkill County, 17930 has the 14th-highest two-bedroom rent (county range $1,010–$1,710). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17930 is 9% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17930
BedroomsFY 2027Change90–110% range
Studio$860−4.4%$774–$946
1BR$950−2.1%$855–$1,045
2BR$1,240−2.4%$1,116–$1,364
3BR$1,620−1.8%$1,458–$1,782
4BR$1,680−3.4%$1,512–$1,848

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17930
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$860$950$1,240$1,620$1,680
FY 2026$900$970$1,270$1,650$1,740
FY 2025$870$880$1,150$1,500$1,580
FY 2024area FMR$663$663$858$1,129$1,203
FY 2023area FMR$648$652$843$1,114$1,187

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Schuylkill County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17930
17921$1,030−16.9%
17922$1,280+3.2%
17923$1,020−17.7%
17925$1,370+10.5%
17929$1,050−15.3%
17930Current$1,240—
17931$1,010−18.5%
17933$1,050−15.3%
17934$1,070−13.7%
17935$1,040−16.1%
17936$1,010−18.5%
17938$1,010−18.5%

Questions about ZIP 17930 rents

How much will Section 8 pay for a two-bedroom in ZIP 17930?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,068, which applies unless the housing authority uses Small Area FMRs, that basic range is $961 to $1,175 a month; under the ZIP-level Small Area FMR of $1,240 it would be $1,116 to $1,364. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17930 in?

ZIP 17930 is in the Schuylkill County, PA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,068.

How much did fair market rent change in ZIP 17930 for FY 2027?

The two-bedroom FMR fell 2.4%, from $1,270 in FY 2026 to $1,240 in FY 2027. Since FY 2025 it has risen 7.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCumbola, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources