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Northampton County/Stockertown/18083

18083

ZIPSAFMR
Northampton County, PA
Zillow

ZIP Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,320
1 BR$1,490$1,450
2 BR$1,810$1,670
3 BR$2,270$2,220
4 BR$2,440$2,680
5 BR$2,806Not available
6 BR$3,227Not available
7 BR$3,711Not available
8 BR$4,268Not available

Purchase Price Calculator

Maximum purchase price
$186,245

Cost breakdown

+Likely effective rent$1,670
HUD FMR$1,810
Market rentUsed$1,670
Est. payment standard (95%)$1,720
-Principal and interest-$942
Loan amount$148,996
Down payment$37,249
Rate6.50%
Term30 years
-Operating costs-$528
Property taxes-$186
Insurance-$175
Utilities$0
HOA$0
Management-$167
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,859(72.1% ROI)
Projected value
$200,565
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,338
Rental cash flow+$7,200
5-year hold
+$45,993(123.5% ROI)
Projected value
$210,719
Return breakdown
Property appreciation+$24,474
Loan principal paid down+$9,519
Rental cash flow+$12,000
10-year hold
+$98,847(265.4% ROI)
Projected value
$238,409
Return breakdown
Property appreciation+$52,164
Loan principal paid down+$22,683
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
1.03
2 BR
1.08
3 BR
1.02
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18083 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18083 (Stockertown, PA) is $1,810 a month. That is up 12.4% from $1,610 in FY 2026. Stockertown is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,839. Among 30 ZIP codes in Northampton County, 18083 is tied for the 16th-highest two-bedroom rent (county range $1,480–$2,570). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18083 is 59% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18083
BedroomsFY 2027Change90–110% range
Studio$1,280+15.3%$1,152–$1,408
1BR$1,490+12.9%$1,341–$1,639
2BR$1,810+12.4%$1,629–$1,991
3BR$2,270+10.2%$2,043–$2,497
4BR$2,440+13.0%$2,196–$2,684

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18083
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,490$1,810$2,270$2,440
FY 2026$1,110$1,320$1,610$2,060$2,160
FY 2025$1,010$1,180$1,470$1,880$1,960
FY 2024$970$1,130$1,420$1,810$1,890
FY 2023$960$1,090$1,380$1,770$1,850

Two-bedroom rent in nearby Northampton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18083
18055$1,860+2.8%
18063$1,610−11.0%
18064$1,690−6.6%
18067$1,730−4.4%
18072$2,010+11.0%
18077$1,630−9.9%
18083Current$1,810—
18085$1,900+5.0%
18086$1,710−5.5%
18088$1,710−5.5%
18091$1,750−3.3%
18109$1,8100.0%

Questions about ZIP 18083 rents

How much will Section 8 pay for a two-bedroom in ZIP 18083?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,839, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,655 to $2,023 a month; under the ZIP-level Small Area FMR of $1,810 it would be $1,629 to $1,991. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18083 in?

ZIP 18083 is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,839.

How much did fair market rent change in ZIP 18083 for FY 2027?

The two-bedroom FMR rose 12.4%, from $1,610 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 31.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentStockertown, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources