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Northampton County/Walnutport/18088

18088

ZIPSAFMR
Northampton County, PA
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,080
1 BR$1,410$1,130
2 BR$1,710$1,580
3 BR$2,140$1,830
4 BR$2,310$2,030
5 BR$2,657Not available
6 BR$3,055Not available
7 BR$3,513Not available
8 BR$4,040Not available

Purchase Price Calculator

Maximum purchase price
$172,871

Cost breakdown

+Likely effective rent$1,580
HUD FMR$1,710
Market rentUsed$1,580
Est. payment standard (95%)$1,630
-Principal and interest-$874
Loan amount$138,297
Down payment$34,574
Rate6.50%
Term30 years
-Operating costs-$506
Property taxes-$173
Insurance-$175
Utilities$0
HOA$0
Management-$158
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,447(73.6% ROI)
Projected value
$186,163
Return breakdown
Property appreciation+$13,292
Loan principal paid down+$4,955
Rental cash flow+$7,200
5-year hold
+$43,552(126.0% ROI)
Projected value
$195,588
Return breakdown
Property appreciation+$22,717
Loan principal paid down+$8,836
Rental cash flow+$12,000
10-year hold
+$93,473(270.4% ROI)
Projected value
$221,289
Return breakdown
Property appreciation+$48,418
Loan principal paid down+$21,054
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.12
1 BR
1.25
2 BR
1.08
3 BR
1.17
4 BR
1.14
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18088 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18088 (Walnutport, PA) is $1,710 a month. That is up 13.2% from $1,510 in FY 2026. Walnutport is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,839. Among 30 ZIP codes in Northampton County, 18088 is tied for the 21st-highest two-bedroom rent (county range $1,480–$2,570). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18088 is 51% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18088
BedroomsFY 2027Change90–110% range
Studio$1,210+16.3%$1,089–$1,331
1BR$1,410+13.7%$1,269–$1,551
2BR$1,710+13.2%$1,539–$1,881
3BR$2,140+10.9%$1,926–$2,354
4BR$2,310+13.8%$2,079–$2,541

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18088
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,410$1,710$2,140$2,310
FY 2026$1,040$1,240$1,510$1,930$2,030
FY 2025$970$1,140$1,420$1,810$1,890
FY 2024$930$1,090$1,370$1,750$1,830
FY 2023$930$1,070$1,350$1,730$1,810

Two-bedroom rent in nearby Northampton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18088
18055$1,860+8.8%
18063$1,610−5.8%
18064$1,690−1.2%
18067$1,730+1.2%
18072$2,010+17.5%
18077$1,630−4.7%
18083$1,810+5.8%
18085$1,900+11.1%
18086$1,7100.0%
18088Current$1,710—
18091$1,750+2.3%
18109$1,810+5.8%

Questions about ZIP 18088 rents

How much will Section 8 pay for a two-bedroom in ZIP 18088?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,839, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,655 to $2,023 a month; under the ZIP-level Small Area FMR of $1,710 it would be $1,539 to $1,881. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18088 in?

ZIP 18088 is in the Allentown-Bethlehem-Easton, PA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,839.

How much did fair market rent change in ZIP 18088 for FY 2027?

The two-bedroom FMR rose 13.2%, from $1,510 in FY 2026 to $1,710 in FY 2027. Since FY 2023 it has risen 26.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWalnutport, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources