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19369

ZIPSAFMR
Chester County, PA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,350$1,350
1 BR$1,460$1,420
2 BR$1,750$1,780
3 BR$2,080$2,140
4 BR$2,290$2,340
5 BR$2,634Not available
6 BR$3,029Not available
7 BR$3,483Not available
8 BR$4,005Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,750
Market rent$1,800
Est. payment standard (102%)Used$1,780
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.00
1 BR
1.03
2 BR
0.97
3 BR
0.96
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 19369 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19369 (Sadsburyville, PA) is $1,750 a month. That is down 1.7% from $1,780 in FY 2026. Sadsburyville is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 62 ZIP codes in Chester County, 19369 is tied for the 45th-highest two-bedroom rent (county range $1,260–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19369 is 54% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19369
BedroomsFY 2027Change90–110% range
Studio$1,350−2.2%$1,215–$1,485
1BR$1,460−2.0%$1,314–$1,606
2BR$1,750−1.7%$1,575–$1,925
3BR$2,080−2.3%$1,872–$2,288
4BR$2,290−3.8%$2,061–$2,519

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19369
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,350$1,460$1,750$2,080$2,290
FY 2026$1,380$1,490$1,780$2,130$2,380
FY 2025$1,360$1,510$1,800$2,180$2,520
FY 2024$1,500$1,670$2,000$2,420$2,790
FY 2023$1,240$1,390$1,680$2,040$2,380

Two-bedroom rent in nearby Chester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19369
19358$1,620−7.4%
19360$2,180+24.6%
19362$1,550−11.4%
19363$1,530−12.6%
19365$1,570−10.3%
19366$2,180+24.6%
19367$1,7500.0%
19369Current$1,750—
19372$2,640+50.9%
19373$2,540+45.1%
19374$1,290−26.3%
19375$1,770+1.1%

Questions about ZIP 19369 rents

How much will Section 8 pay for a two-bedroom in ZIP 19369?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,750, that basic range is $1,575 to $1,925 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19369 in?

ZIP 19369 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19369 for FY 2027?

The two-bedroom FMR fell 1.7%, from $1,780 in FY 2026 to $1,750 in FY 2027. Since FY 2023 it has risen 4.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set