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Charles County/Bel Alton/20611

20611

ZIPSAFMR
Charles County, MD
Zillow

ZIP Investment Score

114Above average

095130300
BRFMR
Eff. Rent
0 BR$2,060$1,970
1 BR$2,150$1,920
2 BR$2,380$2,230
3 BR$3,030$2,700
4 BR$3,570$3,180
5 BR$4,106Not available
6 BR$4,721Not available
7 BR$5,430Not available
8 BR$6,244Not available

Purchase Price Calculator

Maximum purchase price
$269,461

Cost breakdown

+Likely effective rent$2,230
HUD FMR$2,380
Market rentUsed$2,230
Est. payment standard (96%)$2,280
-Principal and interest-$1,363
Loan amount$215,568
Down payment$53,892
Rate6.50%
Term30 years
-Operating costs-$667
Property taxes-$269
Insurance-$175
Utilities$0
HOA$0
Management-$223
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,642(66.1% ROI)
Projected value
$290,180
Return breakdown
Property appreciation+$20,719
Loan principal paid down+$7,723
Rental cash flow+$7,200
5-year hold
+$61,182(113.5% ROI)
Projected value
$304,870
Return breakdown
Property appreciation+$35,409
Loan principal paid down+$13,773
Rental cash flow+$12,000
10-year hold
+$132,290(245.5% ROI)
Projected value
$344,932
Return breakdown
Property appreciation+$75,472
Loan principal paid down+$32,818
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
1.12
2 BR
1.07
3 BR
1.12
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20611 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20611 (Bel Alton, MD) is $2,380 a month. That is up 8.7% from $2,190 in FY 2026. Bel Alton is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 26 ZIP codes in Charles County, 20611 is tied for the 12th-highest two-bedroom rent (county range $1,720–$3,310). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 20611 is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20611
BedroomsFY 2027Change90–110% range
Studio$2,060+8.4%$1,854–$2,266
1BR$2,150+9.7%$1,935–$2,365
2BR$2,380+8.7%$2,142–$2,618
3BR$3,030+9.8%$2,727–$3,333
4BR$3,570+9.8%$3,213–$3,927

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20611
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,060$2,150$2,380$3,030$3,570
FY 2026$1,900$1,960$2,190$2,760$3,250
FY 2025$1,750$1,790$2,020$2,520$2,970
FY 2024$1,530$1,550$1,760$2,190$2,600
FY 2023$1,340$1,360$1,550$1,950$2,320

Two-bedroom rent in nearby Charles County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20611
20601$2,590+8.8%
20602$2,260−5.0%
20603$2,510+5.5%
20604$2,3800.0%
20607$2,660+11.8%
20611Current$2,380—
20612$2,740+15.1%
20613$2,910+22.3%
20616$2,770+16.4%
20617$2,860+20.2%
20622$1,820−23.5%
20625$2,350−1.3%

Questions about ZIP 20611 rents

How much will Section 8 pay for a two-bedroom in ZIP 20611?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,380, that basic range is $2,142 to $2,618 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20611 in?

ZIP 20611 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20611 for FY 2027?

The two-bedroom FMR rose 8.7%, from $2,190 in FY 2026 to $2,380 in FY 2027. Since FY 2023 it has risen 53.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBel Alton, MD fair market rentMD statewide rentsWhat is SAFMR?Data sources