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Stokes County/Madison/27025

27025

ZIPSAFMR
Stokes County, NC
Zillow

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$730$730
1 BR$800$800
2 BR$1,010$1,010
3 BR$1,250$1,330
4 BR$1,570$1,570
5 BR$1,805Not available
6 BR$2,076Not available
7 BR$2,388Not available
8 BR$2,746Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMRUsed$1,010
Market rentN/A
Est. payment standardN/A
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

3 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 27025 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 27025 (Madison, NC) is $1,010 a month. That is up 8.6% from $930 in FY 2026. Madison is in the Winston-Salem, NC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in Stokes County, 27025 is tied for the 9th-highest two-bedroom rent (county range $1,010–$1,620). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 27025 is 12% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 27025
BedroomsFY 2027Change90–110% range
Studio$7300.0%$657–$803
1BR$800+3.9%$720–$880
2BR$1,010+8.6%$909–$1,111
3BR$1,250+5.9%$1,125–$1,375
4BR$1,570+15.4%$1,413–$1,727

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 27025
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$730$800$1,010$1,250$1,570
FY 2026$730$770$930$1,180$1,360
FY 2025$810$850$1,000$1,310$1,510
FY 2024$700$730$880$1,160$1,340
FY 2023$570$610$780$1,010$1,200

Two-bedroom rent in nearby Stokes County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 27025
27009$1,620+60.4%
27016$1,180+16.8%
27019$1,0100.0%
27021$1,170+15.8%
27022$1,030+2.0%
27025Current$1,010—
27030$1,0100.0%
27041$1,080+6.9%
27042$1,0100.0%
27043$1,080+6.9%
27045$1,370+35.6%
27046$1,0100.0%

Questions about ZIP 27025 rents

How much will Section 8 pay for a two-bedroom in ZIP 27025?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,010, that basic range is $909 to $1,111 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 27025 in?

ZIP 27025 is in the Winston-Salem, NC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 27025 for FY 2027?

The two-bedroom FMR rose 8.6%, from $930 in FY 2026 to $1,010 in FY 2027. Since FY 2023 it has risen 29.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMadison, NC fair market rentNC statewide rentsWhat is SAFMR?Data sources