28110
ZIPSAFMR
Union County, NC
BRFMR
Eff. Rent
0 BR$1,350$1,350
1 BR$1,410$1,410
2 BR$1,550$1,550
3 BR$1,910$1,910
4 BR$2,420$2,260
5 BR$2,783
6 BR$3,200
7 BR$3,681
8 BR$4,233

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.88ratio
FMR$1,350
Market$1,530
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
1 BR
1 BR
0.89ratio
FMR$1,410
Market$1,580
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
2 BR
2 BR
0.88ratio
FMR$1,550
Market$1,770
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
3 BR
3 BR
0.95ratio
FMR$1,910
Market$2,020
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
4 BR
4 BR
1.07ratio
FMR$2,420
Market$2,260
vs market+$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$168,413
Rent
$1,550
Down payment
$33,683
Loan
$134,730
Mortgage
$852
Expenses
$498
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28110 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.