For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 28307 (Fort Bragg, NC) is $1,760 a month. That is up 19.7% from $1,470 in FY 2026. Fort Bragg is in the Fayetteville, NC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,476. Among 28 ZIP codes in Cumberland County, 28307 has the highest two-bedroom rent (county range $1,130–$1,760). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 28307 is 54% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 28307
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,280
$1,550
+21.1%
$1,395–$1,705
1BR
$1,310
$1,590
+21.4%
$1,431–$1,749
2BR
$1,470
$1,760
+19.7%
$1,584–$1,936
3BR
$1,960
$2,310
+17.9%
$2,079–$2,541
4BR
$2,430
$2,840
+16.9%
$2,556–$3,124
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 28307
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,550
$1,590
$1,760
$2,310
$2,840
FY 2026
$1,280
$1,310
$1,470
$1,960
$2,430
FY 2025
$1,250
$1,270
$1,440
$1,950
$2,420
FY 2024
$1,310
$1,310
$1,510
$2,060
$2,560
FY 2023
$1,070
$1,070
$1,230
$1,690
$2,100
Two-bedroom rent in nearby Cumberland County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 28307?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,476, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,328 to $1,624 a month; under the ZIP-level Small Area FMR of $1,760 it would be $1,584 to $1,936. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 28307 in?
ZIP 28307 is in the Fayetteville, NC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,476.
How much did fair market rent change in ZIP 28307 for FY 2027?
The two-bedroom FMR rose 19.7%, from $1,470 in FY 2026 to $1,760 in FY 2027. Since FY 2023 it has risen 43.1%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set