28304
ZIPSAFMR
Cumberland County, NC
BRFMR
Eff. Rent
0 BR$1,250$860
1 BR$1,280$960
2 BR$1,440$1,280
3 BR$1,920$1,610
4 BR$2,380$1,940
5 BR$2,737
6 BR$3,148
7 BR$3,620
8 BR$4,163

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.45ratio
FMR$1,250
Market$860
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.45
1 BR
1 BR
1.33ratio
FMR$1,280
Market$960
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.33
2 BR
2 BR
1.13ratio
FMR$1,440
Market$1,280
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
3 BR
3 BR
1.19ratio
FMR$1,920
Market$1,610
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
4 BR
4 BR
1.23ratio
FMR$2,380
Market$1,940
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$152,067
Rent
$1,440
Down payment
$30,413
Loan
$121,654
Mortgage
$769
Expenses
$471
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28304 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.