For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 28309 (Fayetteville, NC) is $1,480 a month. That is up 18.4% from $1,250 in FY 2026. Fayetteville is in the Fayetteville, NC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,476. Among 28 ZIP codes in Cumberland County, 28309 is tied for the 8th-highest two-bedroom rent (county range $1,130–$1,760). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 28309 is 29% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 28309
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,090
$1,310
+20.2%
$1,179–$1,441
1BR
$1,110
$1,340
+20.7%
$1,206–$1,474
2BR
$1,250
$1,480
+18.4%
$1,332–$1,628
3BR
$1,670
$1,940
+16.2%
$1,746–$2,134
4BR
$2,070
$2,390
+15.5%
$2,151–$2,629
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 28309
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,310
$1,340
$1,480
$1,940
$2,390
FY 2026
$1,090
$1,110
$1,250
$1,670
$2,070
FY 2025
$1,080
$1,090
$1,240
$1,680
$2,080
FY 2024
$1,120
$1,120
$1,290
$1,760
$2,190
FY 2023
$900
$900
$1,040
$1,430
$1,770
Two-bedroom rent in nearby Cumberland County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 28309?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,476, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,328 to $1,624 a month; under the ZIP-level Small Area FMR of $1,480 it would be $1,332 to $1,628. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 28309 in?
ZIP 28309 is in the Fayetteville, NC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,476.
How much did fair market rent change in ZIP 28309 for FY 2027?
The two-bedroom FMR rose 18.4%, from $1,250 in FY 2026 to $1,480 in FY 2027. Since FY 2023 it has risen 42.3%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set