28445
ZIPSAFMR
Onslow County, NC
BRFMR
Eff. Rent
0 BR$1,120$1,120
1 BR$1,140$1,140
2 BR$1,370$1,370
3 BR$1,910$1,910
4 BR$2,310$2,310
5 BR$2,657
6 BR$3,055
7 BR$3,513
8 BR$4,040

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.59ratio
FMR$1,120
Market$1,890
vs market-$770

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.59
1 BR
1 BR
0.72ratio
FMR$1,140
Market$1,580
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
2 BR
2 BR
0.85ratio
FMR$1,370
Market$1,620
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
3 BR
3 BR
0.98ratio
FMR$1,910
Market$1,950
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
4 BR
4 BR
0.96ratio
FMR$2,310
Market$2,410
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$141,665
Rent
$1,370
Down payment
$28,333
Loan
$113,332
Mortgage
$716
Expenses
$454
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28445 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.