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Murray County/Resaca/30735

30735

ZIPSAFMR
Murray County, GA
Zillow

ZIP Investment Score

95Below average

095130300
BRFMR
Eff. Rent
0 BR$830$910
1 BR$940$1,030
2 BR$1,120$1,230
3 BR$1,530$1,680
4 BR$1,850$1,900
5 BR$2,128Not available
6 BR$2,447Not available
7 BR$2,814Not available
8 BR$3,236Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,120
Market rent$1,620
Est. payment standard (110%)Used$1,230
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.47
1 BR
0.63
2 BR
0.69
3 BR
0.81
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30735 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30735 (Resaca, GA) is $1,120 a month. That is down 9.7% from $1,240 in FY 2026. Resaca is in the Murray County, GA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,006. Among 8 ZIP codes in Murray County, 30735 has the highest two-bedroom rent (county range $1,000–$1,120). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30735 is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30735
BedroomsFY 2027Change90–110% range
Studio$830−4.6%$747–$913
1BR$940−6.9%$846–$1,034
2BR$1,120−9.7%$1,008–$1,232
3BR$1,530−10.0%$1,377–$1,683
4BR$1,850−7.5%$1,665–$2,035

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30735
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$830$940$1,120$1,530$1,850
FY 2026$870$1,010$1,240$1,700$2,000
FY 2025$840$940$1,170$1,620$1,840
FY 2024$770$870$1,130$1,520$1,620
FY 2023$630$700$920$1,230$1,350

Two-bedroom rent in nearby Murray County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30735
30540$1,000−10.7%
30705$1,000−10.7%
30708$1,010−9.8%
30711$1,000−10.7%
30721$1,080−3.6%
30724$1,000−10.7%
30735Current$1,120—
30751$1,010−9.8%

Questions about ZIP 30735 rents

How much will Section 8 pay for a two-bedroom in ZIP 30735?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $905 to $1,107 a month; under the ZIP-level Small Area FMR of $1,120 it would be $1,008 to $1,232. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30735 in?

ZIP 30735 is in the Murray County, GA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,006.

How much did fair market rent change in ZIP 30735 for FY 2027?

The two-bedroom FMR fell 9.7%, from $1,240 in FY 2026 to $1,120 in FY 2027. Since FY 2023 it has risen 21.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentResaca, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources