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St. Johns County/Jacksonville Beach/32250

32250

ZIPSAFMR
St. Johns County, FL
Zillow

ZIP Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$1,770$1,370
1 BR$1,790$1,450
2 BR$2,140$2,200
3 BR$2,620$2,790
4 BR$3,280$3,610
5 BR$3,772Not available
6 BR$4,338Not available
7 BR$4,988Not available
8 BR$5,737Not available

Purchase Price Calculator

Maximum purchase price
$265,003

Cost breakdown

+Likely effective rent$2,200
HUD FMR$2,140
Market rent$2,230
Est. payment standard (103%)Used$2,200
-Principal and interest-$1,340
Loan amount$212,002
Down payment$53,001
Rate6.50%
Term30 years
-Operating costs-$660
Property taxes-$265
Insurance-$175
Utilities$0
HOA$0
Management-$220
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,172(66.4% ROI)
Projected value
$285,379
Return breakdown
Property appreciation+$20,376
Loan principal paid down+$7,596
Rental cash flow+$7,200
5-year hold
+$60,368(113.9% ROI)
Projected value
$299,826
Return breakdown
Property appreciation+$34,824
Loan principal paid down+$13,545
Rental cash flow+$12,000
10-year hold
+$130,498(246.2% ROI)
Projected value
$339,226
Return breakdown
Property appreciation+$74,223
Loan principal paid down+$32,275
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.29
1 BR
1.23
2 BR
0.96
3 BR
0.91
4 BR
0.71
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32250 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32250 (Jacksonville Beach, FL) is $2,140 a month. That is down 3.2% from $2,210 in FY 2026. Jacksonville Beach is in the Jacksonville, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in St. Johns County, 32250 has the 5th-highest two-bedroom rent (county range $1,280–$2,540). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32250 is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32250
BedroomsFY 2027Change90–110% range
Studio$1,770−2.2%$1,593–$1,947
1BR$1,790−2.7%$1,611–$1,969
2BR$2,140−3.2%$1,926–$2,354
3BR$2,620−3.7%$2,358–$2,882
4BR$3,280−3.8%$2,952–$3,608

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32250
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,770$1,790$2,140$2,620$3,280
FY 2026$1,810$1,840$2,210$2,720$3,410
FY 2025$1,880$1,980$2,360$2,950$3,740
FY 2024$1,690$1,850$2,190$2,770$3,520
FY 2023$1,250$1,450$1,710$2,200$2,790

Two-bedroom rent in nearby St. Johns County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32250
32082$2,190+2.3%
32084$1,740−18.7%
32085$2,090−2.3%
32086$1,790−16.4%
32092$2,540+18.7%
32095$2,150+0.5%
32131$1,420−33.6%
32145$1,280−40.2%
32224$1,950−8.9%
32250Current$2,140—
32259$2,540+18.7%
32260$2,090−2.3%

Questions about ZIP 32250 rents

How much will Section 8 pay for a two-bedroom in ZIP 32250?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,140, that basic range is $1,926 to $2,354 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32250 in?

ZIP 32250 is in the Jacksonville, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32250 for FY 2027?

The two-bedroom FMR fell 3.2%, from $2,210 in FY 2026 to $2,140 in FY 2027. Since FY 2023 it has risen 25.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJacksonville Beach, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources