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Pasco County/San Antonio/33576

33576

ZIPSAFMR
Pasco County, FL
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,190$1,310
2 BR$1,380$1,520
3 BR$1,760$1,940
4 BR$2,140$2,350
5 BR$2,461Not available
6 BR$2,830Not available
7 BR$3,255Not available
8 BR$3,743Not available

Purchase Price Calculator

Maximum purchase price
$163,955

Cost breakdown

+Likely effective rent$1,520
HUD FMR$1,380
Market rent$2,160
Est. payment standard (110%)Used$1,520
-Principal and interest-$829
Loan amount$131,164
Down payment$32,791
Rate6.50%
Term30 years
-Operating costs-$491
Property taxes-$164
Insurance-$175
Utilities$0
HOA$0
Management-$152
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,506(74.7% ROI)
Projected value
$176,561
Return breakdown
Property appreciation+$12,607
Loan principal paid down+$4,699
Rental cash flow+$7,200
5-year hold
+$41,925(127.9% ROI)
Projected value
$185,500
Return breakdown
Property appreciation+$21,545
Loan principal paid down+$8,380
Rental cash flow+$12,000
10-year hold
+$89,889(274.1% ROI)
Projected value
$209,876
Return breakdown
Property appreciation+$45,921
Loan principal paid down+$19,968
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.61
1 BR
0.62
2 BR
0.64
3 BR
0.76
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33576 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33576 (San Antonio, FL) is $1,380 a month. That is down 2.8% from $1,420 in FY 2026. San Antonio is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 45 ZIP codes in Pasco County, 33576 has the 40th-highest two-bedroom rent (county range $1,020–$2,780). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33576 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33576
BedroomsFY 2027Change90–110% range
Studio$1,150+0.9%$1,035–$1,265
1BR$1,190−2.5%$1,071–$1,309
2BR$1,380−2.8%$1,242–$1,518
3BR$1,760−3.3%$1,584–$1,936
4BR$2,140−3.2%$1,926–$2,354

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33576
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,190$1,380$1,760$2,140
FY 2026$1,140$1,220$1,420$1,820$2,210
FY 2025$1,150$1,240$1,450$1,860$2,260
FY 2024$1,170$1,260$1,490$1,910$2,320
FY 2023$980$1,050$1,260$1,610$1,980

Two-bedroom rent in nearby Pasco County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33576
33543$2,650+92.0%
33544$2,440+76.8%
33545$2,740+98.6%
33548$2,410+74.6%
33549$2,020+46.4%
33556$2,150+55.8%
33558$1,860+34.8%
33559$1,830+32.6%
33574$1,360−1.4%
33576Current$1,380—
33593$1,770+28.3%
33597$1,020−26.1%

Questions about ZIP 33576 rents

How much will Section 8 pay for a two-bedroom in ZIP 33576?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,380, that basic range is $1,242 to $1,518 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33576 in?

ZIP 33576 is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33576 for FY 2027?

The two-bedroom FMR fell 2.8%, from $1,420 in FY 2026 to $1,380 in FY 2027. Since FY 2023 it has risen 9.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Antonio, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources