33548
ZIPSAFMR
Hillsborough County, FL
BRFMR
Eff. Rent
0 BR$2,030$1,670
1 BR$2,160$1,690
2 BR$2,520$2,160
3 BR$3,220$2,350
4 BR$3,920$3,040
5 BR$4,508
6 BR$5,184
7 BR$5,962
8 BR$6,856

Purchase Price Calculator

Maximum purchase price
$259,059

Cost breakdown

+Likely effective rent$2,160
HUD FMR$2,520
Market rentUsed$2,160
Est. payment standard (91%)$2,290
Market rent is below the inferred standard ($2,290, 91% of FMR).
-Principal and interest-$1,310
Loan amount$207,247
Down payment$51,812
Rate6.50%
Term30 years
-Operating costs-$650
Property taxes-$259
Insurance-$175
Utilities$0
HOA$0
Management-$216
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,544(66.7% ROI)
Projected value
$278,978
Current value$259,059
Return breakdown
Property appreciation+$19,919
Loan principal paid down+$7,425
Rental cash flow+$7,200
5-year hold
+$59,283(114.4% ROI)
Projected value
$293,101
Current value$259,059
Return breakdown
Property appreciation+$34,042
Loan principal paid down+$13,241
Rental cash flow+$12,000
10-year hold
+$128,109(247.3% ROI)
Projected value
$331,617
Current value$259,059
Return breakdown
Property appreciation+$72,558
Loan principal paid down+$31,551
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.22ratio
FMR$2,030
Market$1,670
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,827 / 1.09 ratio110% standard$2,233 / 1.34 ratio
1.22
1 BR
1 BR
1.28ratio
FMR$2,160
Market$1,690
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$1,944 / 1.15 ratio110% standard$2,376 / 1.41 ratio
1.28
2 BR
2 BR
1.17ratio
FMR$2,520
Market$2,160
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$2,268 / 1.05 ratio110% standard$2,772 / 1.28 ratio
1.17
3 BR
3 BR
1.37ratio
FMR$3,220
Market$2,350
vs market+$870

FMR is above market; underwrite to market rent.

90% standard$2,898 / 1.23 ratio110% standard$3,542 / 1.51 ratio
1.37
4 BR
4 BR
1.29ratio
FMR$3,920
Market$3,040
vs market+$880

FMR is above market; underwrite to market rent.

90% standard$3,528 / 1.16 ratio110% standard$4,312 / 1.42 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33548 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33548 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33548 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,520 and the 4 bedroom fair market rent is $3,920.

Use this page for searches like 33548 FMR, 33548 fair market rent, and 33548 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33548
Bedroom sizeHUD FMR
Studio$2,030
1 bedroom$2,160
2 bedroom$2,520
3 bedroom$3,220
4 bedroom$3,920