33618
ZIPSAFMR
Hillsborough County, FL
BRFMR
Eff. Rent
0 BR$1,490$1,380
1 BR$1,590$1,650
2 BR$1,850$1,970
3 BR$2,370$2,440
4 BR$2,880$3,170
5 BR$3,312
6 BR$3,809
7 BR$4,380
8 BR$5,037

Purchase Price Calculator

Maximum purchase price
$230,825

Cost breakdown

+Likely effective rent$1,970
HUD FMR$1,850
Market rent$2,040
Est. payment standard (107%)Used$1,970
Estimated payment standard is $1,970 (107% of FMR).
-Principal and interest-$1,167
Loan amount$184,660
Down payment$46,165
Rate6.50%
Term30 years
-Operating costs-$603
Property taxes-$231
Insurance-$175
Utilities$0
HOA$0
Management-$197
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,564(68.4% ROI)
Projected value
$248,573
Current value$230,825
Return breakdown
Property appreciation+$17,748
Loan principal paid down+$6,616
Rental cash flow+$7,200
5-year hold
+$54,130(117.3% ROI)
Projected value
$261,157
Current value$230,825
Return breakdown
Property appreciation+$30,332
Loan principal paid down+$11,798
Rental cash flow+$12,000
10-year hold
+$116,763(252.9% ROI)
Projected value
$295,475
Current value$230,825
Return breakdown
Property appreciation+$64,650
Loan principal paid down+$28,112
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$1,490
Market$1,380
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,341 / 0.97 ratio110% standard$1,639 / 1.19 ratio
1.08
1 BR
1 BR
0.95ratio
FMR$1,590
Market$1,680
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,431 / 0.85 ratio110% standard$1,749 / 1.04 ratio
0.95
2 BR
2 BR
0.91ratio
FMR$1,850
Market$2,040
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$1,665 / 0.82 ratio110% standard$2,035 / 1.00 ratio
0.91
3 BR
3 BR
0.96ratio
FMR$2,370
Market$2,480
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,133 / 0.86 ratio110% standard$2,607 / 1.05 ratio
0.96
4 BR
4 BR
0.85ratio
FMR$2,880
Market$3,370
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$2,592 / 0.77 ratio110% standard$3,168 / 0.94 ratio
0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33618 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33618 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33618 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,850 and the 4 bedroom fair market rent is $2,880.

Use this page for searches like 33618 FMR, 33618 fair market rent, and 33618 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33618
Bedroom sizeHUD FMR
Studio$1,490
1 bedroom$1,590
2 bedroom$1,850
3 bedroom$2,370
4 bedroom$2,880