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33626

ZIPSAFMR
Pinellas County, FL

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$2,180$1,610
1 BR$2,250$1,700
2 BR$2,620$2,190
3 BR$3,350$2,690
4 BR$4,070$3,240
5 BR$4,681Not available
6 BR$5,383Not available
7 BR$6,190Not available
8 BR$7,118Not available

Purchase Price Calculator

Maximum purchase price
$263,517

Cost breakdown

+Likely effective rent$2,190
HUD FMR$2,620
Market rentUsed$2,190
Est. payment standard (90%)$2,360
-Principal and interest-$1,332
Loan amount$210,813
Down payment$52,703
Rate6.50%
Term30 years
-Operating costs-$658
Property taxes-$264
Insurance-$175
Utilities$0
HOA$0
Management-$219
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,015(66.4% ROI)
Projected value
$283,779
Return breakdown
Property appreciation+$20,262
Loan principal paid down+$7,553
Rental cash flow+$7,200
5-year hold
+$60,097(114.0% ROI)
Projected value
$298,145
Return breakdown
Property appreciation+$34,628
Loan principal paid down+$13,469
Rental cash flow+$12,000
10-year hold
+$129,901(246.5% ROI)
Projected value
$337,324
Return breakdown
Property appreciation+$73,807
Loan principal paid down+$32,094
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.35
1 BR
1.32
2 BR
1.20
3 BR
1.25
4 BR
1.26
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33626 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33626 (Tampa, FL) is $2,620 a month. That is down 4.7% from $2,750 in FY 2026. Tampa is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Pinellas County, 33626 has the 4th-highest two-bedroom rent (county range $1,580–$2,880). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33626 is 78% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33626
BedroomsFY 2027Change90–110% range
Studio$2,180−1.8%$1,962–$2,398
1BR$2,250−4.7%$2,025–$2,475
2BR$2,620−4.7%$2,358–$2,882
3BR$3,350−4.8%$3,015–$3,685
4BR$4,070−4.9%$3,663–$4,477

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33626
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,180$2,250$2,620$3,350$4,070
FY 2026$2,220$2,360$2,750$3,520$4,280
FY 2025$2,160$2,330$2,730$3,500$4,250
FY 2024$1,990$2,140$2,540$3,250$3,960
FY 2023$1,770$1,890$2,270$2,900$3,560

Two-bedroom rent in nearby Pinellas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33626
33626Current$2,620—
33701$2,060−21.4%
33702$1,840−29.8%
33703$2,100−19.8%
33704$1,770−32.4%
33705$1,940−26.0%
33706$2,060−21.4%
33707$1,820−30.5%
33708$2,410−8.0%
33709$1,730−34.0%
33710$1,950−25.6%
33711$2,280−13.0%

Questions about ZIP 33626 rents

How much will Section 8 pay for a two-bedroom in ZIP 33626?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,620, that basic range is $2,358 to $2,882 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33626 in?

ZIP 33626 is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33626 for FY 2027?

The two-bedroom FMR fell 4.7%, from $2,750 in FY 2026 to $2,620 in FY 2027. Since FY 2023 it has risen 15.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set