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Collier County/Everglades City/34139

34139

ZIPSAFMR
Collier County, FL
Zillow

ZIP Investment Score

53Below average

095130300
BRFMR
Eff. Rent
0 BR$1,480$1,480
1 BR$1,950$1,950
2 BR$2,120$2,120
3 BR$2,690$2,690
4 BR$2,930$2,930
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$253,115

Cost breakdown

+Likely effective rent$2,120
HUD FMRUsed$2,120
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,280
Loan amount$202,492
Down payment$50,623
Rate6.50%
Term30 years
-Operating costs-$640
Property taxes-$253
Insurance-$175
Utilities$0
HOA$0
Management-$212
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,917(67.0% ROI)
Projected value
$272,577
Return breakdown
Property appreciation+$19,462
Loan principal paid down+$7,255
Rental cash flow+$7,200
5-year hold
+$58,199(115.0% ROI)
Projected value
$286,376
Return breakdown
Property appreciation+$33,261
Loan principal paid down+$12,937
Rental cash flow+$12,000
10-year hold
+$125,721(248.3% ROI)
Projected value
$324,008
Return breakdown
Property appreciation+$70,893
Loan principal paid down+$30,827
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
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Mortgage rate
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ZIP 34139 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34139 (Everglades City, FL) is $2,120 a month. That is up 6.5% from $1,990 in FY 2026. Everglades City is in the Naples-Marco Island, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,036. Among 27 ZIP codes in Collier County, 34139 has the 14th-highest two-bedroom rent (county range $1,790–$2,490). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34139 is 44% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34139
BedroomsFY 2027Change90–110% range
Studio$1,480+5.7%$1,332–$1,628
1BR$1,950+8.3%$1,755–$2,145
2BR$2,120+6.5%$1,908–$2,332
3BR$2,690+3.9%$2,421–$2,959
4BR$2,930+4.3%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34139
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,480$1,950$2,120$2,690$2,930
FY 2026$1,400$1,800$1,990$2,590$2,810
FY 2025$1,360$1,600$1,860$2,450$2,660
FY 2024$1,330$1,490$1,780$2,370$2,490
FY 2023$1,000$1,170$1,430$1,880$1,940

Two-bedroom rent in nearby Collier County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34139
34117$2,000−5.7%
34119$2,250+6.1%
34120$2,490+17.5%
34134$1,980−6.6%
34137$1,940−8.5%
34138$2,220+4.7%
34139Current$2,120—
34140$2,300+8.5%
34141$2,050−3.3%
34142$1,790−15.6%
34145$2,300+8.5%
34146$2,040−3.8%

Questions about ZIP 34139 rents

How much will Section 8 pay for a two-bedroom in ZIP 34139?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,036, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,832 to $2,240 a month; under the ZIP-level Small Area FMR of $2,120 it would be $1,908 to $2,332. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34139 in?

ZIP 34139 is in the Naples-Marco Island, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,036.

How much did fair market rent change in ZIP 34139 for FY 2027?

The two-bedroom FMR rose 6.5%, from $1,990 in FY 2026 to $2,120 in FY 2027. Since FY 2023 it has risen 48.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEverglades City, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources