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Sarasota County/Sarasota/34239

34239

ZIPSAFMR
Sarasota County, FL
Zillow

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,650$1,570
1 BR$1,770$1,820
2 BR$2,070$2,280
3 BR$2,620$2,880
4 BR$3,130$3,440
5 BR$3,599Not available
6 BR$4,139Not available
7 BR$4,760Not available
8 BR$5,474Not available

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,070
Market rent$2,450
Est. payment standard (110%)Used$2,280
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
0.96
2 BR
0.84
3 BR
0.76
4 BR
0.77
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34239 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34239 (Sarasota, FL) is $2,070 a month. That is up 5.1% from $1,970 in FY 2026. Sarasota is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 37 ZIP codes in Sarasota County, 34239 has the 31st-highest two-bedroom rent (county range $1,350–$3,280). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34239 is 40% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34239
BedroomsFY 2027Change90–110% range
Studio$1,650+15.4%$1,485–$1,815
1BR$1,770+4.1%$1,593–$1,947
2BR$2,070+5.1%$1,863–$2,277
3BR$2,620+2.7%$2,358–$2,882
4BR$3,130+2.6%$2,817–$3,443

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34239
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,650$1,770$2,070$2,620$3,130
FY 2026$1,430$1,700$1,970$2,550$3,050
FY 2025$1,350$1,690$1,970$2,590$3,100
FY 2024$1,360$1,660$2,010$2,680$3,180
FY 2023$1,180$1,410$1,760$2,330$2,780

Two-bedroom rent in nearby Sarasota County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34239
34232$2,410+16.4%
34233$2,430+17.4%
34234$1,900−8.2%
34235$2,280+10.1%
34236$2,710+30.9%
34237$2,090+1.0%
34238$2,480+19.8%
34239Current$2,070—
34240$3,130+51.2%
34241$2,500+20.8%
34242$3,280+58.5%
34243$2,630+27.1%

Questions about ZIP 34239 rents

How much will Section 8 pay for a two-bedroom in ZIP 34239?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,070, that basic range is $1,863 to $2,277 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34239 in?

ZIP 34239 is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34239 for FY 2027?

The two-bedroom FMR rose 5.1%, from $1,970 in FY 2026 to $2,070 in FY 2027. Since FY 2023 it has risen 17.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSarasota, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources