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Citrus County/Dunnellon/34434

34434

ZIPSAFMR
Citrus County, FL
Zillow

ZIP Investment Score

98Above average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,160$1,260
2 BR$1,400$1,420
3 BR$1,940$1,760
4 BR$2,340$2,100
5 BR$2,691Not available
6 BR$3,095Not available
7 BR$3,559Not available
8 BR$4,093Not available

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,400
Market rent$1,430
Est. payment standard (101%)Used$1,420
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.88
2 BR
0.98
3 BR
1.10
4 BR
1.11
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34434 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34434 (Dunnellon, FL) is $1,400 a month. That is down 2.1% from $1,430 in FY 2026. Dunnellon is in the Homosassa Springs, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,194. Among 23 ZIP codes in Citrus County, 34434 has the 3rd-highest two-bedroom rent (county range $1,110–$1,460). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34434 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34434
BedroomsFY 2027Change90–110% range
Studio$1,1500.0%$1,035–$1,265
1BR$1,160+0.9%$1,044–$1,276
2BR$1,400−2.1%$1,260–$1,540
3BR$1,940−2.5%$1,746–$2,134
4BR$2,340−0.4%$2,106–$2,574

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34434
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,160$1,400$1,940$2,340
FY 2026$1,150$1,150$1,430$1,990$2,350
FY 2025$1,180$1,180$1,490$2,090$2,500
FY 2024$1,080$1,090$1,420$1,980$2,410
FY 2023$960$980$1,290$1,780$2,200

Two-bedroom rent in nearby Citrus County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34434
34423$1,190−15.0%
34428$1,110−20.7%
34429$1,200−14.3%
34433$1,460+4.3%
34434Current$1,400—
34436$1,110−20.7%
34441$1,190−15.0%
34442$1,110−20.7%
34445$1,350−3.6%
34446$1,180−15.7%
34447$1,190−15.0%
34448$1,110−20.7%

Questions about ZIP 34434 rents

How much will Section 8 pay for a two-bedroom in ZIP 34434?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,194, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,075 to $1,313 a month; under the ZIP-level Small Area FMR of $1,400 it would be $1,260 to $1,540. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34434 in?

ZIP 34434 is in the Homosassa Springs, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,194.

How much did fair market rent change in ZIP 34434 for FY 2027?

The two-bedroom FMR fell 2.1%, from $1,430 in FY 2026 to $1,400 in FY 2027. Since FY 2023 it has risen 8.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDunnellon, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources