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Citrus County/Beverly Hills/34465

34465

ZIPSAFMR
Citrus County, FL
Zillow

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,060$1,170
1 BR$1,070$1,180
2 BR$1,290$1,370
3 BR$1,790$1,820
4 BR$2,150$2,080
5 BR$2,473Not available
6 BR$2,843Not available
7 BR$3,270Not available
8 BR$3,760Not available

Purchase Price Calculator

Maximum purchase price
$141,665

Cost breakdown

+Likely effective rent$1,370
HUD FMR$1,290
Market rent$1,410
Est. payment standard (106%)Used$1,370
-Principal and interest-$716
Loan amount$113,332
Down payment$28,333
Rate6.50%
Term30 years
-Operating costs-$454
Property taxes-$142
Insurance-$175
Utilities$0
HOA$0
Management-$137
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,153(78.2% ROI)
Projected value
$152,558
Return breakdown
Property appreciation+$10,893
Loan principal paid down+$4,060
Rental cash flow+$7,200
5-year hold
+$37,857(133.6% ROI)
Projected value
$160,281
Return breakdown
Property appreciation+$18,616
Loan principal paid down+$7,241
Rental cash flow+$12,000
10-year hold
+$80,932(285.6% ROI)
Projected value
$181,343
Return breakdown
Property appreciation+$39,678
Loan principal paid down+$17,254
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.80
2 BR
0.91
3 BR
0.97
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34465 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34465 (Beverly Hills, FL) is $1,290 a month. That is down 3.0% from $1,330 in FY 2026. Beverly Hills is in the Homosassa Springs, FL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,194. Among 23 ZIP codes in Citrus County, 34465 has the 6th-highest two-bedroom rent (county range $1,110–$1,460). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34465 is 12% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34465
BedroomsFY 2027Change90–110% range
Studio$1,060−0.9%$954–$1,166
1BR$1,0700.0%$963–$1,177
2BR$1,290−3.0%$1,161–$1,419
3BR$1,790−3.2%$1,611–$1,969
4BR$2,150−1.8%$1,935–$2,365

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34465
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,060$1,070$1,290$1,790$2,150
FY 2026$1,070$1,070$1,330$1,850$2,190
FY 2025$1,020$1,020$1,290$1,810$2,170
FY 2024$890$890$1,170$1,630$1,990
FY 2023$750$760$1,000$1,380$1,700

Two-bedroom rent in nearby Citrus County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34465
34446$1,180−8.5%
34447$1,190−7.8%
34448$1,110−14.0%
34449$1,110−14.0%
34450$1,130−12.4%
34451$1,190−7.8%
34452$1,260−2.3%
34453$1,120−13.2%
34460$1,190−7.8%
34461$1,310+1.6%
34464$1,190−7.8%
34465Current$1,290—

Questions about ZIP 34465 rents

How much will Section 8 pay for a two-bedroom in ZIP 34465?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,194, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,075 to $1,313 a month; under the ZIP-level Small Area FMR of $1,290 it would be $1,161 to $1,419. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34465 in?

ZIP 34465 is in the Homosassa Springs, FL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,194.

How much did fair market rent change in ZIP 34465 for FY 2027?

The two-bedroom FMR fell 3.0%, from $1,330 in FY 2026 to $1,290 in FY 2027. Since FY 2023 it has risen 29.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBeverly Hills, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources