34450
ZIPSAFMR
Citrus County, FL
BRFMR
Eff. Rent
0 BR$910$1,000
1 BR$920$1,010
2 BR$1,140$1,250
3 BR$1,590$1,750
4 BR$1,880$2,070
5 BR$2,162
6 BR$2,486
7 BR$2,859
8 BR$3,288

Purchase Price Calculator

Maximum purchase price
$123,833

Cost breakdown

+Likely effective rent$1,250
HUD FMR$1,140
Market rent$1,610
Est. payment standard (110%)Used$1,250
Estimated payment standard is $1,250 (110% of FMR).
-Principal and interest-$626
Loan amount$99,066
Down payment$24,767
Rate6.50%
Term30 years
-Operating costs-$424
Property taxes-$124
Insurance-$175
Utilities$0
HOA$0
Management-$125
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,271(81.8% ROI)
Projected value
$133,355
Current value$123,833
Return breakdown
Property appreciation+$9,522
Loan principal paid down+$3,549
Rental cash flow+$7,200
5-year hold
+$34,602(139.7% ROI)
Projected value
$140,106
Current value$123,833
Return breakdown
Property appreciation+$16,273
Loan principal paid down+$6,329
Rental cash flow+$12,000
10-year hold
+$73,765(297.8% ROI)
Projected value
$158,517
Current value$123,833
Return breakdown
Property appreciation+$34,684
Loan principal paid down+$15,082
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.74ratio
FMR$910
Market$1,230
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$819 / 0.67 ratio110% standard$1,001 / 0.81 ratio
0.74
1 BR
1 BR
0.68ratio
FMR$920
Market$1,350
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$828 / 0.61 ratio110% standard$1,012 / 0.75 ratio
0.68
2 BR
2 BR
0.71ratio
FMR$1,140
Market$1,610
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$1,026 / 0.64 ratio110% standard$1,254 / 0.78 ratio
0.71
3 BR
3 BR
0.86ratio
FMR$1,590
Market$1,850
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,431 / 0.77 ratio110% standard$1,749 / 0.95 ratio
0.86
4 BR
4 BR
0.84ratio
FMR$1,880
Market$2,240
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,692 / 0.76 ratio110% standard$2,068 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 34450 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

34450 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 34450 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,140 and the 4 bedroom fair market rent is $1,880.

Use this page for searches like 34450 FMR, 34450 fair market rent, and 34450 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 34450
Bedroom sizeHUD FMR
Studio$910
1 bedroom$920
2 bedroom$1,140
3 bedroom$1,590
4 bedroom$1,880