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Fairfield County/Thornville/43076

43076

ZIPSAFMR
Fairfield County, OH
Zillow

ZIP Investment Score

56Below average

095130300
BRFMR
Eff. Rent
0 BR$1,050$1,050
1 BR$1,090$1,090
2 BR$1,280$1,280
3 BR$1,570$1,570
4 BR$1,900$1,900
5 BR$2,185Not available
6 BR$2,513Not available
7 BR$2,890Not available
8 BR$3,323Not available

Purchase Price Calculator

Maximum purchase price
$128,291

Cost breakdown

+Likely effective rent$1,280
HUD FMRUsed$1,280
Market rentN/A
Est. payment standardN/A
-Principal and interest-$649
Loan amount$102,633
Down payment$25,658
Rate6.50%
Term30 years
-Operating costs-$431
Property taxes-$128
Insurance-$175
Utilities$0
HOA$0
Management-$128
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,741(80.8% ROI)
Projected value
$138,155
Return breakdown
Property appreciation+$9,864
Loan principal paid down+$3,677
Rental cash flow+$7,200
5-year hold
+$35,416(138.0% ROI)
Projected value
$145,149
Return breakdown
Property appreciation+$16,858
Loan principal paid down+$6,557
Rental cash flow+$12,000
10-year hold
+$75,557(294.5% ROI)
Projected value
$164,223
Return breakdown
Property appreciation+$35,932
Loan principal paid down+$15,625
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 43076 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 43076 (Thornville, OH) is $1,280 a month. That is up 7.6% from $1,190 in FY 2026. Thornville is in the Columbus, OH HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 20 ZIP codes in Fairfield County, 43076 has the 12th-highest two-bedroom rent (county range $1,000–$2,040). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 43076 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 43076
BedroomsFY 2027Change90–110% range
Studio$1,050+11.7%$945–$1,155
1BR$1,090+11.2%$981–$1,199
2BR$1,280+7.6%$1,152–$1,408
3BR$1,570+8.3%$1,413–$1,727
4BR$1,900+13.1%$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 43076
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,090$1,280$1,570$1,900
FY 2026$940$980$1,190$1,450$1,680
FY 2025$910$960$1,200$1,450$1,610
FY 2024$820$870$1,100$1,340$1,470
FY 2023$730$790$1,010$1,240$1,360

Two-bedroom rent in nearby Fairfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 43076
43025$1,130−11.7%
43046$1,350+5.5%
43062$1,770+38.3%
43068$1,680+31.3%
43076Current$1,280—
43102$1,190−7.0%
43103$1,320+3.1%
43105$1,150−10.2%
43107$1,260−1.6%
43110$1,600+25.0%
43112$1,190−7.0%
43113$1,230−3.9%

Questions about ZIP 43076 rents

How much will Section 8 pay for a two-bedroom in ZIP 43076?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,280, that basic range is $1,152 to $1,408 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 43076 in?

ZIP 43076 is in the Columbus, OH HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 43076 for FY 2027?

The two-bedroom FMR rose 7.6%, from $1,190 in FY 2026 to $1,280 in FY 2027. Since FY 2023 it has risen 26.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentThornville, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources