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43103

ZIPSAFMR
Fairfield County, OH

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,110$1,220
2 BR$1,320$1,370
3 BR$1,570$1,730
4 BR$1,790$1,970
5 BR$2,059Not available
6 BR$2,367Not available
7 BR$2,722Not available
8 BR$3,131Not available

Purchase Price Calculator

Maximum purchase price
$141,665

Cost breakdown

+Likely effective rent$1,370
HUD FMR$1,320
Market rent$1,400
Est. payment standard (104%)Used$1,370
-Principal and interest-$716
Loan amount$113,332
Down payment$28,333
Rate6.50%
Term30 years
-Operating costs-$454
Property taxes-$142
Insurance-$175
Utilities$0
HOA$0
Management-$137
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,153(78.2% ROI)
Projected value
$152,558
Return breakdown
Property appreciation+$10,893
Loan principal paid down+$4,060
Rental cash flow+$7,200
5-year hold
+$37,857(133.6% ROI)
Projected value
$160,281
Return breakdown
Property appreciation+$18,616
Loan principal paid down+$7,241
Rental cash flow+$12,000
10-year hold
+$80,932(285.6% ROI)
Projected value
$181,343
Return breakdown
Property appreciation+$39,678
Loan principal paid down+$17,254
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.87
2 BR
0.94
3 BR
0.74
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 43103 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 43103 (Ashville, OH) is $1,320 a month. That is up 12.8% from $1,170 in FY 2026. Ashville is in the Columbus, OH HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 20 ZIP codes in Fairfield County, 43103 has the 11th-highest two-bedroom rent (county range $1,000–$2,040). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 43103 is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 43103
BedroomsFY 2027Change90–110% range
Studio$1,040+14.3%$936–$1,144
1BR$1,110+13.3%$999–$1,221
2BR$1,320+12.8%$1,188–$1,452
3BR$1,570+12.1%$1,413–$1,727
4BR$1,790+13.3%$1,611–$1,969

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 43103
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,110$1,320$1,570$1,790
FY 2026$910$980$1,170$1,400$1,580
FY 2025$890$960$1,180$1,420$1,580
FY 2024$770$850$1,050$1,290$1,420
FY 2023$680$760$940$1,160$1,290

Two-bedroom rent in nearby Fairfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 43103
43062$1,770+34.1%
43068$1,680+27.3%
43076$1,280−3.0%
43102$1,190−9.8%
43103Current$1,320—
43105$1,150−12.9%
43107$1,260−4.5%
43110$1,600+21.2%
43112$1,190−9.8%
43113$1,230−6.8%
43130$1,330+0.8%
43136$1,600+21.2%

Questions about ZIP 43103 rents

How much will Section 8 pay for a two-bedroom in ZIP 43103?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,320, that basic range is $1,188 to $1,452 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 43103 in?

ZIP 43103 is in the Columbus, OH HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 43103 for FY 2027?

The two-bedroom FMR rose 12.8%, from $1,170 in FY 2026 to $1,320 in FY 2027. Since FY 2023 it has risen 40.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set