44256
ZIPSAFMR
Lorain County, OH
BRFMR
Eff. Rent
0 BR$1,040$1,040
1 BR$1,180$1,120
2 BR$1,420$1,420
3 BR$1,830$1,830
4 BR$1,950$1,950
5 BR$2,243
6 BR$2,579
7 BR$2,966
8 BR$3,411

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.00ratio
FMR$1,040
Market$1,040
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
1 BR
1 BR
1.05ratio
FMR$1,180
Market$1,120
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
2 BR
2 BR
0.85ratio
FMR$1,420
Market$1,670
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
3 BR
3 BR
0.91ratio
FMR$1,830
Market$2,010
vs market-$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
4 BR
4 BR
0.86ratio
FMR$1,950
Market$2,260
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$149,095
Rent
$1,420
Down payment
$29,819
Loan
$119,276
Mortgage
$754
Expenses
$466
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 44256 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.