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Monroe County/Tomah/54660

54660

ZIPSAFMR
Monroe County, WI
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$730$800
1 BR$840$920
2 BR$1,050$1,120
3 BR$1,400$1,410
4 BR$1,480$1,410
5 BR$1,702Not available
6 BR$1,957Not available
7 BR$2,251Not available
8 BR$2,589Not available

Purchase Price Calculator

Maximum purchase price
$104,515

Cost breakdown

+Likely effective rent$1,120
HUD FMR$1,050
Market rent$1,150
Est. payment standard (106%)Used$1,120
-Principal and interest-$528
Loan amount$83,612
Down payment$20,903
Rate6.50%
Term30 years
-Operating costs-$392
Property taxes-$105
Insurance-$175
Utilities$0
HOA$0
Management-$112
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,232(87.2% ROI)
Projected value
$112,551
Return breakdown
Property appreciation+$8,036
Loan principal paid down+$2,996
Rental cash flow+$7,200
5-year hold
+$31,076(148.7% ROI)
Projected value
$118,249
Return breakdown
Property appreciation+$13,734
Loan principal paid down+$5,342
Rental cash flow+$12,000
10-year hold
+$66,002(315.8% ROI)
Projected value
$133,788
Return breakdown
Property appreciation+$29,273
Loan principal paid down+$12,729
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.81
2 BR
0.91
3 BR
0.99
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 54660 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 54660 (Tomah, WI) is $1,050 a month. That is unchanged from FY 2026. Tomah is in the Monroe County, WI non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,039. Among 14 ZIP codes in Monroe County, 54660 is tied for the 8th-highest two-bedroom rent (county range $1,010–$1,320).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 54660
BedroomsFY 2027Change90–110% range
Studio$730+1.4%$657–$803
1BR$8400.0%$756–$924
2BR$1,0500.0%$945–$1,155
3BR$1,400+1.4%$1,260–$1,540
4BR$1,480+3.5%$1,332–$1,628

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 54660
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$730$840$1,050$1,400$1,480
FY 2026$720$840$1,050$1,380$1,430
FY 2025$740$870$1,080$1,400$1,550
FY 2024area FMR$676$811$998$1,297$1,427
FY 2023area FMR$614$740$919$1,184$1,360

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Monroe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 54660
54615$1,010−3.8%
54618$1,060+1.0%
54619$1,110+5.7%
54638$1,010−3.8%
54648$1,010−3.8%
54651$1,160+10.5%
54653$1,320+25.7%
54656$1,0500.0%
54660Current$1,050—
54662$1,040−1.0%
54666$1,290+22.9%
54670$1,010−3.8%

Questions about ZIP 54660 rents

How much will Section 8 pay for a two-bedroom in ZIP 54660?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,039, which applies unless the housing authority uses Small Area FMRs, that basic range is $935 to $1,143 a month; under the ZIP-level Small Area FMR of $1,050 it would be $945 to $1,155. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 54660 in?

ZIP 54660 is in the Monroe County, WI non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,039.

How much did fair market rent change in ZIP 54660 for FY 2027?

The two-bedroom FMR was unchanged at $1,050 in FY 2027. Since FY 2025 it has fallen 2.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTomah, WI fair market rentWI statewide rentsWhat is SAFMR?Data sources