55328
ZIPSAFMR
Carver County, MN
BRFMR
Eff. Rent
0 BR$1,100$1,210
1 BR$1,250$1,300
2 BR$1,520$1,530
3 BR$2,020$2,070
4 BR$2,270$2,140
5 BR$2,611
6 BR$3,002
7 BR$3,452
8 BR$3,970

Purchase Price Calculator

Maximum purchase price
$165,441

Cost breakdown

+Likely effective rent$1,530
HUD FMR$1,520
Market rent$1,540
Est. payment standard (101%)Used$1,530
Estimated payment standard is $1,530 (101% of FMR).
-Principal and interest-$837
Loan amount$132,353
Down payment$33,088
Rate6.50%
Term30 years
-Operating costs-$493
Property taxes-$165
Insurance-$175
Utilities$0
HOA$0
Management-$153
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,663(74.5% ROI)
Projected value
$178,162
Current value$165,441
Return breakdown
Property appreciation+$12,721
Loan principal paid down+$4,742
Rental cash flow+$7,200
5-year hold
+$42,196(127.5% ROI)
Projected value
$187,181
Current value$165,441
Return breakdown
Property appreciation+$21,740
Loan principal paid down+$8,456
Rental cash flow+$12,000
10-year hold
+$90,487(273.5% ROI)
Projected value
$211,778
Current value$165,441
Return breakdown
Property appreciation+$46,337
Loan principal paid down+$20,149
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.67ratio
FMR$1,100
Market$1,630
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$990 / 0.61 ratio110% standard$1,210 / 0.74 ratio
0.67
1 BR
1 BR
0.95ratio
FMR$1,250
Market$1,320
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,125 / 0.85 ratio110% standard$1,375 / 1.04 ratio
0.95
2 BR
2 BR
0.99ratio
FMR$1,520
Market$1,540
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.89 ratio110% standard$1,672 / 1.09 ratio
0.99
3 BR
3 BR
0.97ratio
FMR$2,020
Market$2,090
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,818 / 0.87 ratio110% standard$2,222 / 1.06 ratio
0.97
4 BR
4 BR
1.06ratio
FMR$2,270
Market$2,140
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,043 / 0.95 ratio110% standard$2,497 / 1.17 ratio
1.06
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55328 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

55328 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 55328 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,520 and the 4 bedroom fair market rent is $2,270.

Use this page for searches like 55328 FMR, 55328 fair market rent, and 55328 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 55328
Bedroom sizeHUD FMR
Studio$1,100
1 bedroom$1,250
2 bedroom$1,520
3 bedroom$2,020
4 bedroom$2,270