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Prairie County/Ismay/59336

59336

ZIPSAFMR
Prairie County, MT
Zillow

ZIP Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$1,090$1,090
1 BR$1,130$1,130
2 BR$1,470$1,470
3 BR$1,960$1,960
4 BR$2,340$2,340
5 BR$2,691Not available
6 BR$3,095Not available
7 BR$3,559Not available
8 BR$4,093Not available

Purchase Price Calculator

Maximum purchase price
$156,525

Cost breakdown

+Likely effective rent$1,470
HUD FMRUsed$1,470
Market rentN/A
Est. payment standardN/A
-Principal and interest-$791
Loan amount$125,220
Down payment$31,305
Rate6.50%
Term30 years
-Operating costs-$479
Property taxes-$157
Insurance-$175
Utilities$0
HOA$0
Management-$147
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,722(75.8% ROI)
Projected value
$168,560
Return breakdown
Property appreciation+$12,035
Loan principal paid down+$4,486
Rental cash flow+$7,200
5-year hold
+$40,569(129.6% ROI)
Projected value
$177,094
Return breakdown
Property appreciation+$20,569
Loan principal paid down+$8,000
Rental cash flow+$12,000
10-year hold
+$86,904(277.6% ROI)
Projected value
$200,365
Return breakdown
Property appreciation+$43,840
Loan principal paid down+$19,063
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 59336 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 59336 (Ismay, MT) is $1,470 a month. That is up 1.4% from $1,450 in FY 2026. Ismay is in the Prairie County, MT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,552. Among 7 ZIP codes in Prairie County, 59336 has the 4th-highest two-bedroom rent (county range $1,400–$1,570). The median county two-bedroom FMR in Montana is $1,310, so ZIP 59336 is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 59336
BedroomsFY 2027Change90–110% range
Studio$1,090+4.8%$981–$1,199
1BR$1,1300.0%$1,017–$1,243
2BR$1,470+1.4%$1,323–$1,617
3BR$1,960+1.6%$1,764–$2,156
4BR$2,340+5.4%$2,106–$2,574

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 59336
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,090$1,130$1,470$1,960$2,340
FY 2026$1,040$1,130$1,450$1,930$2,220
FY 2025$960$1,070$1,370$1,830$1,990
FY 2024area FMR$725$760$998$1,356$1,571
FY 2023area FMR$670$706$929$1,258$1,455

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Prairie County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 59336
59214$1,410−4.1%
59326$1,570+6.8%
59330$1,400−4.8%
59336Current$1,470—
59339$1,400−4.8%
59341$1,550+5.4%
59349$1,550+5.4%

Questions about ZIP 59336 rents

How much will Section 8 pay for a two-bedroom in ZIP 59336?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,552, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,397 to $1,707 a month; under the ZIP-level Small Area FMR of $1,470 it would be $1,323 to $1,617. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 59336 in?

ZIP 59336 is in the Prairie County, MT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,552.

How much did fair market rent change in ZIP 59336 for FY 2027?

The two-bedroom FMR rose 1.4%, from $1,450 in FY 2026 to $1,470 in FY 2027. Since FY 2025 it has risen 7.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentIsmay, MT fair market rentMT statewide rentsWhat is SAFMR?Data sources