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Glacier County/East Glacier Park/59434

59434

ZIPSAFMR
Glacier County, MT
Zillow

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$970$970
1 BR$1,170$1,170
2 BR$1,270$1,270
3 BR$1,510$1,510
4 BR$1,820$1,820
5 BR$2,093Not available
6 BR$2,407Not available
7 BR$2,768Not available
8 BR$3,183Not available

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMRUsed$1,270
Market rentN/A
Est. payment standardN/A
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 59434 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 59434 (East Glacier Park, MT) is $1,270 a month. That is down 7.3% from $1,370 in FY 2026. East Glacier Park is in the Glacier County, MT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,278. Among 5 ZIP codes in Glacier County, 59434 has the 2nd-highest two-bedroom rent (county range $1,150–$1,370). The median county two-bedroom FMR in Montana is $1,310, so ZIP 59434 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 59434
BedroomsFY 2027Change90–110% range
Studio$970−5.8%$873–$1,067
1BR$1,170+5.4%$1,053–$1,287
2BR$1,270−7.3%$1,143–$1,397
3BR$1,510−7.9%$1,359–$1,661
4BR$1,820−9.0%$1,638–$2,002

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 59434
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$970$1,170$1,270$1,510$1,820
FY 2026$1,030$1,110$1,370$1,640$2,000
FY 2025$1,100$1,220$1,430$1,770$2,220
FY 2024area FMR$714$804$905$1,184$1,385
FY 2023area FMR$664$731$826$1,084$1,280

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Glacier County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 59434
59411$1,260−0.8%
59417$1,170−7.9%
59427$1,370+7.9%
59434Current$1,270—
59486$1,150−9.4%

Questions about ZIP 59434 rents

How much will Section 8 pay for a two-bedroom in ZIP 59434?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,278, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,150 to $1,406 a month; under the ZIP-level Small Area FMR of $1,270 it would be $1,143 to $1,397. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 59434 in?

ZIP 59434 is in the Glacier County, MT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,278.

How much did fair market rent change in ZIP 59434 for FY 2027?

The two-bedroom FMR fell 7.3%, from $1,370 in FY 2026 to $1,270 in FY 2027. Since FY 2025 it has fallen 11.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEast Glacier Park, MT fair market rentMT statewide rentsWhat is SAFMR?Data sources