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Livingston County/Streator/61364

61364

ZIPSAFMR
Livingston County, IL
Zillow

ZIP Investment Score

122Above average

095130300
BRFMR
Eff. Rent
0 BR$700$770
1 BR$750$830
2 BR$980$1,080
3 BR$1,300$1,260
4 BR$1,550$1,310
5 BR$1,782Not available
6 BR$2,050Not available
7 BR$2,357Not available
8 BR$2,711Not available

Purchase Price Calculator

Maximum purchase price
$98,571

Cost breakdown

+Likely effective rent$1,080
HUD FMR$980
Market rent$1,170
Est. payment standard (110%)Used$1,080
-Principal and interest-$498
Loan amount$78,857
Down payment$19,714
Rate6.50%
Term30 years
-Operating costs-$382
Property taxes-$99
Insurance-$175
Utilities$0
HOA$0
Management-$108
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,604(89.3% ROI)
Projected value
$106,150
Return breakdown
Property appreciation+$7,579
Loan principal paid down+$2,825
Rental cash flow+$7,200
5-year hold
+$29,991(152.1% ROI)
Projected value
$111,524
Return breakdown
Property appreciation+$12,953
Loan principal paid down+$5,038
Rental cash flow+$12,000
10-year hold
+$63,613(322.7% ROI)
Projected value
$126,179
Return breakdown
Property appreciation+$27,608
Loan principal paid down+$12,005
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.67
1 BR
0.77
2 BR
0.84
3 BR
1.03
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 61364 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 61364 (Streator, IL) is $980 a month. That is up 1.0% from $970 in FY 2026. Streator is in the Livingston County, IL non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $996. Among 32 ZIP codes in Livingston County, 61364 is tied for the 21st-highest two-bedroom rent (county range $930–$1,720). The median county two-bedroom FMR in Illinois is $958, so ZIP 61364 is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 61364
BedroomsFY 2027Change90–110% range
Studio$700+1.4%$630–$770
1BR$750+1.4%$675–$825
2BR$980+1.0%$882–$1,078
3BR$1,300+1.6%$1,170–$1,430
4BR$1,550+3.3%$1,395–$1,705

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 61364
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$700$750$980$1,300$1,550
FY 2026$690$740$970$1,280$1,500
FY 2025$650$680$900$1,200$1,350
FY 2024area FMR$610$678$890$1,158$1,198
FY 2023area FMR$630$644$834$1,098$1,139

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Livingston County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 61364
61311$9800.0%
61313$1,020+4.1%
61319$9800.0%
61321$9800.0%
61333$9800.0%
61364Current$980—
61726$1,180+20.4%
61728$1,180+20.4%
61731$1,180+20.4%
61739$1,180+20.4%
61740$940−4.1%
61741$930−5.1%

Questions about ZIP 61364 rents

How much will Section 8 pay for a two-bedroom in ZIP 61364?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $996, which applies unless the housing authority uses Small Area FMRs, that basic range is $896 to $1,096 a month; under the ZIP-level Small Area FMR of $980 it would be $882 to $1,078. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 61364 in?

ZIP 61364 is in the Livingston County, IL non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $996.

How much did fair market rent change in ZIP 61364 for FY 2027?

The two-bedroom FMR rose 1.0%, from $970 in FY 2026 to $980 in FY 2027. Since FY 2025 it has risen 8.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentStreator, IL fair market rentIL statewide rentsWhat is SAFMR?Data sources