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71602

ZIPSAFMR
Jefferson County, AR

ZIP Investment Score

99Above average

095130300
BRFMR
Eff. Rent
0 BR$800$770
1 BR$800$710
2 BR$970$810
3 BR$1,260$950
4 BR$1,390$990
5 BR$1,598Not available
6 BR$1,838Not available
7 BR$2,114Not available
8 BR$2,431Not available

Purchase Price Calculator

Maximum purchase price
$58,449

Cost breakdown

+Likely effective rent$810
HUD FMR$970
Market rentUsed$810
Est. payment standard (90%)$870
-Principal and interest-$296
Loan amount$46,759
Down payment$11,690
Rate6.50%
Term30 years
-Operating costs-$314
Property taxes-$58
Insurance-$175
Utilities$0
HOA$0
Management-$81
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,369(114.4% ROI)
Projected value
$62,943
Return breakdown
Property appreciation+$4,494
Loan principal paid down+$1,675
Rental cash flow+$7,200
5-year hold
+$22,668(193.9% ROI)
Projected value
$66,130
Return breakdown
Property appreciation+$7,681
Loan principal paid down+$2,987
Rental cash flow+$12,000
10-year hold
+$47,489(406.2% ROI)
Projected value
$74,820
Return breakdown
Property appreciation+$16,371
Loan principal paid down+$7,119
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
1.13
2 BR
1.20
3 BR
1.33
4 BR
1.40
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 71602 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 71602 (White Hall, AR) is $970 a month. That is up 3.2% from $940 in FY 2026. White Hall is in the Jefferson County, AR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $955. Among 13 ZIP codes in Jefferson County, 71602 is tied for the 5th-highest two-bedroom rent (county range $910–$1,170). The median county two-bedroom FMR in Arkansas is $909, so ZIP 71602 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 71602
BedroomsFY 2027Change90–110% range
Studio$800+14.3%$720–$880
1BR$800+9.6%$720–$880
2BR$970+3.2%$873–$1,067
3BR$1,260+2.4%$1,134–$1,386
4BR$1,390+11.2%$1,251–$1,529

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 71602
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$800$970$1,260$1,390
FY 2026$700$730$940$1,230$1,250
FY 2025$670$690$880$1,140$1,270
FY 2024$650$710$930$1,180$1,240
FY 2023$610$650$860$1,080$1,160

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 71602
71601$930−4.1%
71602Current$970—
71603$9700.0%
71659$920−5.2%
72004$910−6.2%
72072$1,040+7.2%
72079$1,030+6.2%
72132$1,120+15.5%
72133$930−4.1%
72152$960−1.0%
72168$930−4.1%
72175$1,170+20.6%

Questions about ZIP 71602 rents

How much will Section 8 pay for a two-bedroom in ZIP 71602?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $955, which applies unless the housing authority uses Small Area FMRs, that basic range is $860 to $1,051 a month; under the ZIP-level Small Area FMR of $970 it would be $873 to $1,067. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 71602 in?

ZIP 71602 is in the Jefferson County, AR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $955.

How much did fair market rent change in ZIP 71602 for FY 2027?

The two-bedroom FMR rose 3.2%, from $940 in FY 2026 to $970 in FY 2027. Since FY 2023 it has risen 12.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set