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Jefferson County/Jefferson/72079

72079

ZIPSAFMR
Jefferson County, AR
Zillow

ZIP Investment Score

114Above average

095130300
BRFMR
Eff. Rent
0 BR$860$860
1 BR$870$870
2 BR$1,030$1,030
3 BR$1,340$1,340
4 BR$1,450$1,450
5 BR$1,667Not available
6 BR$1,918Not available
7 BR$2,205Not available
8 BR$2,536Not available

Purchase Price Calculator

Maximum purchase price
$91,141

Cost breakdown

+Likely effective rent$1,030
HUD FMRUsed$1,030
Market rentN/A
Est. payment standardN/A
-Principal and interest-$461
Loan amount$72,913
Down payment$18,228
Rate6.50%
Term30 years
-Operating costs-$369
Property taxes-$91
Insurance-$175
Utilities$0
HOA$0
Management-$103
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,820(92.3% ROI)
Projected value
$98,149
Return breakdown
Property appreciation+$7,008
Loan principal paid down+$2,612
Rental cash flow+$7,200
5-year hold
+$28,635(157.1% ROI)
Projected value
$103,118
Return breakdown
Property appreciation+$11,977
Loan principal paid down+$4,658
Rental cash flow+$12,000
10-year hold
+$60,627(332.6% ROI)
Projected value
$116,668
Return breakdown
Property appreciation+$25,527
Loan principal paid down+$11,100
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 72079 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72079 (Jefferson, AR) is $1,030 a month. That is down 2.8% from $1,060 in FY 2026. Jefferson is in the Jefferson County, AR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $955. Among 13 ZIP codes in Jefferson County, 72079 has the 4th-highest two-bedroom rent (county range $910–$1,170). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72079 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72079
BedroomsFY 2027Change90–110% range
Studio$860+4.9%$774–$946
1BR$870+3.6%$783–$957
2BR$1,030−2.8%$927–$1,133
3BR$1,340−2.9%$1,206–$1,474
4BR$1,450−2.7%$1,305–$1,595

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72079
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$860$870$1,030$1,340$1,450
FY 2026$820$840$1,060$1,380$1,490
FY 2025$760$800$1,010$1,310$1,410
FY 2024$770$820$1,040$1,330$1,460
FY 2023$700$730$930$1,170$1,310

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72079
71602$970−5.8%
71603$970−5.8%
71659$920−10.7%
72004$910−11.7%
72072$1,040+1.0%
72079Current$1,030—
72132$1,120+8.7%
72133$930−9.7%
72152$960−6.8%
72168$930−9.7%
72175$1,170+13.6%
72182$930−9.7%

Questions about ZIP 72079 rents

How much will Section 8 pay for a two-bedroom in ZIP 72079?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $955, which applies unless the housing authority uses Small Area FMRs, that basic range is $860 to $1,051 a month; under the ZIP-level Small Area FMR of $1,030 it would be $927 to $1,133. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72079 in?

ZIP 72079 is in the Jefferson County, AR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $955.

How much did fair market rent change in ZIP 72079 for FY 2027?

The two-bedroom FMR fell 2.8%, from $1,060 in FY 2026 to $1,030 in FY 2027. Since FY 2023 it has risen 10.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJefferson, AR fair market rentAR statewide rentsWhat is SAFMR?Data sources