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72076

ZIPSAFMR
Pulaski County, AR

ZIP Investment Score

159High yield potential

095130300
BRFMR
Eff. Rent
0 BR$950$760
1 BR$950$820
2 BR$1,100$950
3 BR$1,480$1,470
4 BR$1,780$1,650
5 BR$2,047Not available
6 BR$2,354Not available
7 BR$2,707Not available
8 BR$3,113Not available

Purchase Price Calculator

Maximum purchase price
$79,253

Cost breakdown

+Likely effective rent$950
HUD FMR$1,100
Market rentUsed$950
Est. payment standard (91%)$1,000
-Principal and interest-$401
Loan amount$63,402
Down payment$15,851
Rate6.50%
Term30 years
-Operating costs-$349
Property taxes-$79
Insurance-$175
Utilities$0
HOA$0
Management-$95
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,565(98.2% ROI)
Projected value
$85,347
Return breakdown
Property appreciation+$6,094
Loan principal paid down+$2,272
Rental cash flow+$7,200
5-year hold
+$26,465(167.0% ROI)
Projected value
$89,668
Return breakdown
Property appreciation+$10,415
Loan principal paid down+$4,051
Rental cash flow+$12,000
10-year hold
+$55,850(352.4% ROI)
Projected value
$101,451
Return breakdown
Property appreciation+$22,198
Loan principal paid down+$9,652
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.25
1 BR
1.16
2 BR
1.16
3 BR
1.01
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 72076 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72076 (Jacksonville, AR) is $1,100 a month. That is up 2.8% from $1,070 in FY 2026. Jacksonville is in the Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,121. Among 45 ZIP codes in Pulaski County, 72076 is tied for the 33rd-highest two-bedroom rent (county range $1,040–$1,430). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72076 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72076
BedroomsFY 2027Change90–110% range
Studio$950+3.3%$855–$1,045
1BR$950+3.3%$855–$1,045
2BR$1,100+2.8%$990–$1,210
3BR$1,480+2.8%$1,332–$1,628
4BR$1,780+4.7%$1,602–$1,958

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72076
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$950$1,100$1,480$1,780
FY 2026$920$920$1,070$1,440$1,700
FY 2025$850$860$990$1,310$1,550
FY 2024$800$800$920$1,230$1,450
FY 2023$690$700$800$1,070$1,280

Two-bedroom rent in nearby Pulaski County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72076
72053$1,040−5.5%
72076Current$1,100—
72078$1,150+4.5%
72099$1,1000.0%
72113$1,220+10.9%
72114$1,040−5.5%
72115$1,150+4.5%
72116$1,150+4.5%
72117$1,170+6.4%
72118$1,1000.0%
72119$1,150+4.5%
72120$1,130+2.7%

Questions about ZIP 72076 rents

How much will Section 8 pay for a two-bedroom in ZIP 72076?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,121, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,009 to $1,233 a month; under the ZIP-level Small Area FMR of $1,100 it would be $990 to $1,210. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72076 in?

ZIP 72076 is in the Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,121.

How much did fair market rent change in ZIP 72076 for FY 2027?

The two-bedroom FMR rose 2.8%, from $1,070 in FY 2026 to $1,100 in FY 2027. Since FY 2023 it has risen 37.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set