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72386

ZIPSAFMR
Poinsett County, AR

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$760$760
1 BR$850$850
2 BR$1,000$1,000
3 BR$1,300$1,300
4 BR$1,460$1,460
5 BR$1,679Not available
6 BR$1,931Not available
7 BR$2,220Not available
8 BR$2,554Not available

Purchase Price Calculator

Maximum purchase price
$86,683

Cost breakdown

+Likely effective rent$1,000
HUD FMRUsed$1,000
Market rentN/A
Est. payment standardN/A
-Principal and interest-$438
Loan amount$69,346
Down payment$17,337
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,350(94.3% ROI)
Projected value
$93,348
Return breakdown
Property appreciation+$6,665
Loan principal paid down+$2,485
Rental cash flow+$7,200
5-year hold
+$27,821(160.5% ROI)
Projected value
$98,074
Return breakdown
Property appreciation+$11,391
Loan principal paid down+$4,431
Rental cash flow+$12,000
10-year hold
+$58,836(339.4% ROI)
Projected value
$110,962
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$10,557
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 72386 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 72386 (Tyronza, AR) is $1,000 a month. That is down 5.7% from $1,060 in FY 2026. Tyronza is in the Poinsett County, AR HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $909. Among 9 ZIP codes in Poinsett County, 72386 is tied for the 3rd-highest two-bedroom rent (county range $910–$1,010). The median county two-bedroom FMR in Arkansas is $909, so ZIP 72386 is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 72386
BedroomsFY 2027Change90–110% range
Studio$760−9.5%$684–$836
1BR$850−9.6%$765–$935
2BR$1,000−5.7%$900–$1,100
3BR$1,300−6.5%$1,170–$1,430
4BR$1,460−9.9%$1,314–$1,606

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 72386
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$760$850$1,000$1,300$1,460
FY 2026$840$940$1,060$1,390$1,620
FY 2025$930$1,040$1,170$1,540$1,800
FY 2024$720$820$930$1,230$1,430
FY 2023$630$720$830$1,100$1,270

Two-bedroom rent in nearby Poinsett County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 72386
72354$1,010+1.0%
72365$910−9.0%
72377$1,010+1.0%
72386Current$1,000—
72429$950−5.0%
72432$1,0000.0%
72472$990−1.0%
72475$910−9.0%
72479$940−6.0%

Questions about ZIP 72386 rents

How much will Section 8 pay for a two-bedroom in ZIP 72386?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $909, which applies unless the housing authority uses Small Area FMRs, that basic range is $818 to $1,000 a month; under the ZIP-level Small Area FMR of $1,000 it would be $900 to $1,100. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 72386 in?

ZIP 72386 is in the Poinsett County, AR HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $909.

How much did fair market rent change in ZIP 72386 for FY 2027?

The two-bedroom FMR fell 5.7%, from $1,060 in FY 2026 to $1,000 in FY 2027. Since FY 2023 it has risen 20.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set