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Tulsa County/Tulsa/74145

74145

ZIPSAFMR
Tulsa County, OK
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$950$1,050
1 BR$1,010$1,110
2 BR$1,230$1,310
3 BR$1,610$1,530
4 BR$1,880$1,770
5 BR$2,162Not available
6 BR$2,486Not available
7 BR$2,859Not available
8 BR$3,288Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,230
Market rent$1,360
Est. payment standard (107%)Used$1,310
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.76
1 BR
0.76
2 BR
0.90
3 BR
1.05
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74145 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74145 (Tulsa, OK) is $1,230 a month. That is up 0.8% from $1,220 in FY 2026. Tulsa is in the Tulsa, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 68 ZIP codes in Tulsa County, 74145 is tied for the 45th-highest two-bedroom rent (county range $920–$1,760). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74145 is 34% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74145
BedroomsFY 2027Change90–110% range
Studio$950+1.1%$855–$1,045
1BR$1,010+2.0%$909–$1,111
2BR$1,230+0.8%$1,107–$1,353
3BR$1,6100.0%$1,449–$1,771
4BR$1,880+1.1%$1,692–$2,068

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74145
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$1,010$1,230$1,610$1,880
FY 2026$940$990$1,220$1,610$1,860
FY 2025$850$910$1,130$1,490$1,720
FY 2024$800$860$1,080$1,430$1,660
FY 2023$710$780$980$1,290$1,510

Two-bedroom rent in nearby Tulsa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74145
74135$1,200−2.4%
74136$1,240+0.8%
74137$1,420+15.4%
74141$1,240+0.8%
74145Current$1,230—
74146$1,150−6.5%
74147$1,240+0.8%
74148$1,240+0.8%
74149$1,240+0.8%
74150$1,240+0.8%
74152$1,240+0.8%
74153$1,240+0.8%

Questions about ZIP 74145 rents

How much will Section 8 pay for a two-bedroom in ZIP 74145?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,230, that basic range is $1,107 to $1,353 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74145 in?

ZIP 74145 is in the Tulsa, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 74145 for FY 2027?

The two-bedroom FMR rose 0.8%, from $1,220 in FY 2026 to $1,230 in FY 2027. Since FY 2023 it has risen 25.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTulsa, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources