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Tulsa County/Tulsa/74146

74146

ZIPSAFMR
Tulsa County, OK
Zillow

ZIP Investment Score

153High yield potential

095130300
BRFMR
Eff. Rent
0 BR$890$920
1 BR$940$950
2 BR$1,150$1,260
3 BR$1,510$1,560
4 BR$1,760$1,920
5 BR$2,024Not available
6 BR$2,328Not available
7 BR$2,677Not available
8 BR$3,078Not available

Purchase Price Calculator

Maximum purchase price
$125,319

Cost breakdown

+Likely effective rent$1,260
HUD FMR$1,150
Market rent$1,320
Est. payment standard (110%)Used$1,260
-Principal and interest-$634
Loan amount$100,255
Down payment$25,064
Rate6.50%
Term30 years
-Operating costs-$426
Property taxes-$125
Insurance-$175
Utilities$0
HOA$0
Management-$126
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,428(81.5% ROI)
Projected value
$134,955
Return breakdown
Property appreciation+$9,636
Loan principal paid down+$3,592
Rental cash flow+$7,200
5-year hold
+$34,873(139.1% ROI)
Projected value
$141,787
Return breakdown
Property appreciation+$16,468
Loan principal paid down+$6,405
Rental cash flow+$12,000
10-year hold
+$74,363(296.7% ROI)
Projected value
$160,419
Return breakdown
Property appreciation+$35,100
Loan principal paid down+$15,263
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
0.98
2 BR
0.87
3 BR
0.95
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 74146 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74146 (Tulsa, OK) is $1,150 a month. That is down 1.7% from $1,170 in FY 2026. Tulsa is in the Tulsa, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 68 ZIP codes in Tulsa County, 74146 is tied for the 56th-highest two-bedroom rent (county range $920–$1,760). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74146 is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 74146
BedroomsFY 2027Change90–110% range
Studio$890−1.1%$801–$979
1BR$940−1.1%$846–$1,034
2BR$1,150−1.7%$1,035–$1,265
3BR$1,510−1.9%$1,359–$1,661
4BR$1,760−1.7%$1,584–$1,936

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 74146
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$890$940$1,150$1,510$1,760
FY 2026$900$950$1,170$1,540$1,790
FY 2025$820$880$1,090$1,440$1,660
FY 2024$780$840$1,050$1,390$1,610
FY 2023$670$740$930$1,230$1,430

Two-bedroom rent in nearby Tulsa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 74146
74136$1,240+7.8%
74137$1,420+23.5%
74141$1,240+7.8%
74145$1,230+7.0%
74146Current$1,150—
74147$1,240+7.8%
74148$1,240+7.8%
74149$1,240+7.8%
74150$1,240+7.8%
74152$1,240+7.8%
74153$1,240+7.8%
74155$1,240+7.8%

Questions about ZIP 74146 rents

How much will Section 8 pay for a two-bedroom in ZIP 74146?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,150, that basic range is $1,035 to $1,265 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 74146 in?

ZIP 74146 is in the Tulsa, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 74146 for FY 2027?

The two-bedroom FMR fell 1.7%, from $1,170 in FY 2026 to $1,150 in FY 2027. Since FY 2023 it has risen 23.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTulsa, OK fair market rentOK statewide rentsWhat is SAFMR?Data sources