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Harrison County/Hallsville/75650

75650

ZIPSAFMR
Harrison County, TX
Zillow

ZIP Investment Score

103Above average

095130300
BRFMR
Eff. Rent
0 BR$980$1,080
1 BR$1,080$1,110
2 BR$1,410$1,420
3 BR$1,680$1,850
4 BR$1,850$2,020
5 BR$2,128Not available
6 BR$2,447Not available
7 BR$2,814Not available
8 BR$3,236Not available

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,410
Market rent$1,430
Est. payment standard (101%)Used$1,420
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.77
1 BR
0.96
2 BR
0.99
3 BR
0.86
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 75650 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 75650 (Hallsville, TX) is $1,410 a month. That is down 1.4% from $1,430 in FY 2026. Hallsville is in the Harrison County, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,244. Among 18 ZIP codes in Harrison County, 75650 has the highest two-bedroom rent (county range $1,140–$1,410). The median county two-bedroom FMR in Texas is $1,105, so ZIP 75650 is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 75650
BedroomsFY 2027Change90–110% range
Studio$980−1.0%$882–$1,078
1BR$1,080−0.9%$972–$1,188
2BR$1,410−1.4%$1,269–$1,551
3BR$1,680−1.8%$1,512–$1,848
4BR$1,850−2.1%$1,665–$2,035

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 75650
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$980$1,080$1,410$1,680$1,850
FY 2026$990$1,090$1,430$1,710$1,890
FY 2025$930$1,040$1,360$1,640$1,800
FY 2024$910$960$1,260$1,520$1,710
FY 2023$820$840$1,110$1,350$1,490

Two-bedroom rent in nearby Harrison County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 75650
75639$1,140−19.1%
75640$1,330−5.7%
75642$1,270−9.9%
75650Current$1,410—
75651$1,300−7.8%
75657$1,140−19.1%
75659$1,380−2.1%
75661$1,180−16.3%
75670$1,180−16.3%
75671$1,240−12.1%
75672$1,260−10.6%
75683$1,150−18.4%

Questions about ZIP 75650 rents

How much will Section 8 pay for a two-bedroom in ZIP 75650?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,244, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,120 to $1,368 a month; under the ZIP-level Small Area FMR of $1,410 it would be $1,269 to $1,551. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 75650 in?

ZIP 75650 is in the Harrison County, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,244.

How much did fair market rent change in ZIP 75650 for FY 2027?

The two-bedroom FMR fell 1.4%, from $1,430 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 27.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHallsville, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources