76711
ZIPSAFMR
McLennan County, TX
BRFMR
Eff. Rent
0 BR$1,060$1,120
1 BR$1,240$1,190
2 BR$1,530$1,230
3 BR$1,980$1,650
4 BR$2,030$1,910
5 BR$2,335
6 BR$2,685
7 BR$3,087
8 BR$3,550

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,530
Market rentUsed$1,230
Est. payment standard (90%)$1,380
Market rent is below the inferred standard ($1,380, 90% of FMR).
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Current value$120,861
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Current value$120,861
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Current value$120,861
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,060
Market$1,150
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$954 / 0.83 ratio110% standard$1,166 / 1.01 ratio
0.92
1 BR
1 BR
1.04ratio
FMR$1,240
Market$1,190
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,116 / 0.94 ratio110% standard$1,364 / 1.15 ratio
1.04
2 BR
2 BR
1.24ratio
FMR$1,530
Market$1,230
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$1,377 / 1.12 ratio110% standard$1,683 / 1.37 ratio
1.24
3 BR
3 BR
1.20ratio
FMR$1,980
Market$1,650
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$1,782 / 1.08 ratio110% standard$2,178 / 1.32 ratio
1.20
4 BR
4 BR
1.06ratio
FMR$2,030
Market$1,910
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,827 / 0.96 ratio110% standard$2,233 / 1.17 ratio
1.06
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 76711 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

76711 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 76711 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,530 and the 4 bedroom fair market rent is $2,030.

Use this page for searches like 76711 FMR, 76711 fair market rent, and 76711 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 76711
Bedroom sizeHUD FMR
Studio$1,060
1 bedroom$1,240
2 bedroom$1,530
3 bedroom$1,980
4 bedroom$2,030