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Coke County/San Angelo/76905

76905

ZIPSAFMR
Coke County, TX
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,320$1,320
1 BR$1,420$1,420
2 BR$1,860$1,860
3 BR$2,490$2,490
4 BR$2,830$2,830
5 BR$3,254Not available
6 BR$3,743Not available
7 BR$4,304Not available
8 BR$4,950Not available

Purchase Price Calculator

Maximum purchase price
$214,479

Cost breakdown

+Likely effective rent$1,860
HUD FMRUsed$1,860
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,085
Loan amount$171,583
Down payment$42,896
Rate6.50%
Term30 years
-Operating costs-$575
Property taxes-$214
Insurance-$175
Utilities$0
HOA$0
Management-$186
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,839(69.6% ROI)
Projected value
$230,970
Return breakdown
Property appreciation+$16,491
Loan principal paid down+$6,147
Rental cash flow+$7,200
5-year hold
+$51,147(119.2% ROI)
Projected value
$242,663
Return breakdown
Property appreciation+$28,184
Loan principal paid down+$10,962
Rental cash flow+$12,000
10-year hold
+$110,194(256.9% ROI)
Projected value
$274,551
Return breakdown
Property appreciation+$60,072
Loan principal paid down+$26,122
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 76905 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76905 (San Angelo, TX) is $1,860 a month. That is up 2.2% from $1,820 in FY 2026. San Angelo is in the Coke County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. Among 8 ZIP codes in Coke County, 76905 has the highest two-bedroom rent (county range $1,010–$1,860). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76905 is 68% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76905
BedroomsFY 2027Change90–110% range
Studio$1,320+5.6%$1,188–$1,452
1BR$1,420−0.7%$1,278–$1,562
2BR$1,860+2.2%$1,674–$2,046
3BR$2,490+0.8%$2,241–$2,739
4BR$2,830+1.8%$2,547–$3,113

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76905
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,320$1,420$1,860$2,490$2,830
FY 2026$1,250$1,430$1,820$2,470$2,780
FY 2025$1,130$1,310$1,650$2,220$2,730
FY 2024$920$1,090$1,350$1,790$2,250
FY 2023$820$980$1,230$1,610$2,080

Two-bedroom rent in nearby Coke County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76905
76861$1,210−34.9%
76865$1,120−39.8%
76905Current$1,860—
76933$1,140−38.7%
76945$1,210−34.9%
76949$1,010−45.7%
76953$1,180−36.6%
79506$1,010−45.7%

Questions about ZIP 76905 rents

How much will Section 8 pay for a two-bedroom in ZIP 76905?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,860 it would be $1,674 to $2,046. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76905 in?

ZIP 76905 is in the Coke County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.

How much did fair market rent change in ZIP 76905 for FY 2027?

The two-bedroom FMR rose 2.2%, from $1,820 in FY 2026 to $1,860 in FY 2027. Since FY 2023 it has risen 51.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Angelo, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources