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78293

ZIPSAFMR
Bexar County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,090$900
1 BR$1,190$1,070
2 BR$1,430$1,570
3 BR$1,850$1,920
4 BR$2,150$2,360
5 BR$2,473Not available
6 BR$2,843Not available
7 BR$3,270Not available
8 BR$3,760Not available

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMR$1,430
Market rent$1,640
Est. payment standard (110%)Used$1,570
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.21
1 BR
1.11
2 BR
0.87
3 BR
0.94
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 78293 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78293 (San Antonio, TX) is $1,430 a month. That is up 1.4% from $1,410 in FY 2026. San Antonio is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 104 ZIP codes in Bexar County, 78293 is tied for the 43rd-highest two-bedroom rent (county range $1,020–$2,160). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78293 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78293
BedroomsFY 2027Change90–110% range
Studio$1,090+1.9%$981–$1,199
1BR$1,190+2.6%$1,071–$1,309
2BR$1,430+1.4%$1,287–$1,573
3BR$1,850+2.2%$1,665–$2,035
4BR$2,150+1.9%$1,935–$2,365

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78293
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,090$1,190$1,430$1,850$2,150
FY 2026$1,070$1,160$1,410$1,810$2,110
FY 2025$1,110$1,220$1,490$1,890$2,230
FY 2024$1,060$1,190$1,450$1,840$2,190
FY 2023$910$1,050$1,270$1,620$1,970

Questions about ZIP 78293 rents

How much will Section 8 pay for a two-bedroom in ZIP 78293?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,430, that basic range is $1,287 to $1,573 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78293 in?

ZIP 78293 is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78293 for FY 2027?

The two-bedroom FMR rose 1.4%, from $1,410 in FY 2026 to $1,430 in FY 2027. Since FY 2023 it has risen 12.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set