78405
ZIPSAFMR
Nueces County, TX
BRFMR
Eff. Rent
0 BR$950$700
1 BR$1,020$990
2 BR$1,260$1,140
3 BR$1,640$1,540
4 BR$1,910$1,610
5 BR$2,197
6 BR$2,526
7 BR$2,905
8 BR$3,341

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.36ratio
FMR$950
Market$700
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
1 BR
1 BR
1.03ratio
FMR$1,020
Market$990
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
2 BR
2 BR
1.11ratio
FMR$1,260
Market$1,140
vs market+$120

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
3 BR
3 BR
1.06ratio
FMR$1,640
Market$1,540
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
4 BR
4 BR
1.19ratio
FMR$1,910
Market$1,610
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$125,319
Rent
$1,260
Down payment
$25,064
Loan
$100,255
Mortgage
$634
Expenses
$426
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78405 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.