79932
ZIPSAFMR
El Paso County, TX
BRFMR
Eff. Rent
0 BR$830$910
1 BR$1,030$1,130
2 BR$1,210$1,330
3 BR$1,660$1,710
4 BR$2,030$2,200
5 BR$2,335
6 BR$2,685
7 BR$3,087
8 BR$3,550

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,210
Market rent$1,560
Est. payment standard (110%)Used$1,330
Estimated payment standard is $1,330 (110% of FMR).
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Current value$135,721
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Current value$135,721
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Current value$135,721
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.60ratio
FMR$830
Market$1,380
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$747 / 0.54 ratio110% standard$913 / 0.66 ratio
0.60
1 BR
1 BR
0.79ratio
FMR$1,030
Market$1,300
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$927 / 0.71 ratio110% standard$1,133 / 0.87 ratio
0.79
2 BR
2 BR
0.78ratio
FMR$1,210
Market$1,560
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,089 / 0.70 ratio110% standard$1,331 / 0.85 ratio
0.78
3 BR
3 BR
0.95ratio
FMR$1,660
Market$1,740
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,494 / 0.86 ratio110% standard$1,826 / 1.05 ratio
0.95
4 BR
4 BR
0.89ratio
FMR$2,030
Market$2,290
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,827 / 0.80 ratio110% standard$2,233 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 79932 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

79932 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 79932 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,210 and the 4 bedroom fair market rent is $2,030.

Use this page for searches like 79932 FMR, 79932 fair market rent, and 79932 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 79932
Bedroom sizeHUD FMR
Studio$830
1 bedroom$1,030
2 bedroom$1,210
3 bedroom$1,660
4 bedroom$2,030