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Routt County/Yampa/80483

80483

ZIPSAFMR
Routt County, CO
Zillow

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,690$1,690
1 BR$1,770$1,770
2 BR$1,990$1,990
3 BR$2,370$2,370
4 BR$3,090$3,090
5 BR$3,553Not available
6 BR$4,087Not available
7 BR$4,700Not available
8 BR$5,404Not available

Purchase Price Calculator

Maximum purchase price
$233,797

Cost breakdown

+Likely effective rent$1,990
HUD FMRUsed$1,990
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,182
Loan amount$187,037
Down payment$46,759
Rate6.50%
Term30 years
-Operating costs-$608
Property taxes-$234
Insurance-$175
Utilities$0
HOA$0
Management-$199
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,878(68.2% ROI)
Projected value
$251,773
Return breakdown
Property appreciation+$17,977
Loan principal paid down+$6,701
Rental cash flow+$7,200
5-year hold
+$54,673(116.9% ROI)
Projected value
$264,519
Return breakdown
Property appreciation+$30,723
Loan principal paid down+$11,950
Rental cash flow+$12,000
10-year hold
+$117,957(252.3% ROI)
Projected value
$299,280
Return breakdown
Property appreciation+$65,483
Loan principal paid down+$28,474
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 80483 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80483 (Yampa, CO) is $1,990 a month. That is up 13.1% from $1,760 in FY 2026. Yampa is in the Routt County, CO non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $2,384. Among 8 ZIP codes in Routt County, 80483 is tied for the 6th-highest two-bedroom rent (county range $1,950–$2,490). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80483 is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80483
BedroomsFY 2027Change90–110% range
Studio$1,690+12.7%$1,521–$1,859
1BR$1,770+9.9%$1,593–$1,947
2BR$1,990+13.1%$1,791–$2,189
3BR$2,370+12.3%$2,133–$2,607
4BR$3,090+12.0%$2,781–$3,399

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80483
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,690$1,770$1,990$2,370$3,090
FY 2026$1,500$1,610$1,760$2,110$2,760
FY 2025$1,430$1,500$1,770$2,130$2,990
FY 2024area FMR$1,448$1,489$1,956$2,365$3,319
FY 2023area FMR$1,279$1,288$1,695$2,063$2,887

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Routt County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80483
80428$2,490+25.1%
80467$1,9900.0%
80469$1,950−2.0%
80477$2,380+19.6%
80479$2,070+4.0%
80483Current$1,990—
80487$2,490+25.1%
81639$2,130+7.0%

Questions about ZIP 80483 rents

How much will Section 8 pay for a two-bedroom in ZIP 80483?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $2,384, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,146 to $2,622 a month; under the ZIP-level Small Area FMR of $1,990 it would be $1,791 to $2,189. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80483 in?

ZIP 80483 is in the Routt County, CO non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $2,384.

How much did fair market rent change in ZIP 80483 for FY 2027?

The two-bedroom FMR rose 13.1%, from $1,760 in FY 2026 to $1,990 in FY 2027. Since FY 2025 it has risen 12.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentYampa, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources