Skip to main content
Loading page
Larimer County/Fort Collins/80524

80524

ZIPSAFMR
Larimer County, CO
Zillow

ZIP Investment Score

63Below average

095130300
BRFMR
Eff. Rent
0 BR$1,480$1,580
1 BR$1,510$1,300
2 BR$1,680$1,850
3 BR$2,280$2,390
4 BR$2,480$2,580
5 BR$2,852Not available
6 BR$3,280Not available
7 BR$3,772Not available
8 BR$4,338Not available

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$1,680
Market rent$2,030
Est. payment standard (110%)Used$1,850
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.91
1 BR
1.16
2 BR
0.83
3 BR
0.93
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80524 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80524 (Fort Collins, CO) is $1,680 a month. That is up 3.1% from $1,630 in FY 2026. Fort Collins is in the Fort Collins-Loveland, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,759. Among 20 ZIP codes in Larimer County, 80524 is tied for the 15th-highest two-bedroom rent (county range $1,560–$2,460). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80524 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80524
BedroomsFY 2027Change90–110% range
Studio$1,480+4.2%$1,332–$1,628
1BR$1,510+4.9%$1,359–$1,661
2BR$1,680+3.1%$1,512–$1,848
3BR$2,280+1.3%$2,052–$2,508
4BR$2,480+3.3%$2,232–$2,728

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80524
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,480$1,510$1,680$2,280$2,480
FY 2026$1,420$1,440$1,630$2,250$2,400
FY 2025$1,330$1,340$1,570$2,200$2,350
FY 2024$1,250$1,260$1,540$2,170$2,390
FY 2023$1,140$1,160$1,450$2,060$2,330

Two-bedroom rent in nearby Larimer County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80524
80515$1,620−3.6%
80517$1,560−7.1%
80521$1,640−2.4%
80522$1,760+4.8%
80523$1,760+4.8%
80524Current$1,680—
80525$1,940+15.5%
80526$1,700+1.2%
80527$1,760+4.8%
80528$1,990+18.5%
80532$1,760+4.8%
80535$1,560−7.1%

Questions about ZIP 80524 rents

How much will Section 8 pay for a two-bedroom in ZIP 80524?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,759, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,583 to $1,935 a month; under the ZIP-level Small Area FMR of $1,680 it would be $1,512 to $1,848. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80524 in?

ZIP 80524 is in the Fort Collins-Loveland, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,759.

How much did fair market rent change in ZIP 80524 for FY 2027?

The two-bedroom FMR rose 3.1%, from $1,630 in FY 2026 to $1,680 in FY 2027. Since FY 2023 it has risen 15.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFort Collins, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources