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Larimer County/Wellington/80549

80549

ZIPSAFMR
Larimer County, CO
Zillow

ZIP Investment Score

107Above average

095130300
BRFMR
Eff. Rent
0 BR$2,160$2,160
1 BR$2,220$2,220
2 BR$2,460$2,460
3 BR$3,330$3,330
4 BR$3,610$3,610
5 BR$4,152Not available
6 BR$4,774Not available
7 BR$5,490Not available
8 BR$6,314Not available

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMRUsed$2,460
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 80549 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80549 (Wellington, CO) is $2,460 a month. That is up 0.8% from $2,440 in FY 2026. Wellington is in the Fort Collins-Loveland, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,759. Among 20 ZIP codes in Larimer County, 80549 has the highest two-bedroom rent (county range $1,560–$2,460). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80549 is 79% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80549
BedroomsFY 2027Change90–110% range
Studio$2,160+1.9%$1,944–$2,376
1BR$2,220+2.8%$1,998–$2,442
2BR$2,460+0.8%$2,214–$2,706
3BR$3,330−0.9%$2,997–$3,663
4BR$3,610+0.6%$3,249–$3,971

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80549
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,160$2,220$2,460$3,330$3,610
FY 2026$2,120$2,160$2,440$3,360$3,590
FY 2025$2,090$2,100$2,480$3,470$3,700
FY 2024$1,990$2,000$2,450$3,450$3,800
FY 2023$1,670$1,700$2,130$3,020$3,410

Two-bedroom rent in nearby Larimer County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80549
80526$1,700−30.9%
80527$1,760−28.5%
80528$1,990−19.1%
80532$1,760−28.5%
80535$1,560−36.6%
80536$1,750−28.9%
80537$1,680−31.7%
80538$1,820−26.0%
80539$1,760−28.5%
80545$1,760−28.5%
80547$2,070−15.9%
80549Current$2,460—

Questions about ZIP 80549 rents

How much will Section 8 pay for a two-bedroom in ZIP 80549?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,759, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,583 to $1,935 a month; under the ZIP-level Small Area FMR of $2,460 it would be $2,214 to $2,706. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80549 in?

ZIP 80549 is in the Fort Collins-Loveland, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,759.

How much did fair market rent change in ZIP 80549 for FY 2027?

The two-bedroom FMR rose 0.8%, from $2,440 in FY 2026 to $2,460 in FY 2027. Since FY 2023 it has risen 15.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWellington, CO fair market rentCO statewide rentsWhat is SAFMR?Data sources