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Davis County/Layton/84041

84041

ZIPSAFMR
Davis County, UT
Zillow

ZIP Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,030
1 BR$1,230$1,120
2 BR$1,560$1,660
3 BR$2,090$2,060
4 BR$2,500$2,420
5 BR$2,875Not available
6 BR$3,306Not available
7 BR$3,802Not available
8 BR$4,373Not available

Purchase Price Calculator

Maximum purchase price
$184,759

Cost breakdown

+Likely effective rent$1,660
HUD FMR$1,560
Market rent$1,720
Est. payment standard (107%)Used$1,660
-Principal and interest-$934
Loan amount$147,807
Down payment$36,952
Rate6.50%
Term30 years
-Operating costs-$526
Property taxes-$185
Insurance-$175
Utilities$0
HOA$0
Management-$166
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,702(72.3% ROI)
Projected value
$198,965
Return breakdown
Property appreciation+$14,206
Loan principal paid down+$5,296
Rental cash flow+$7,200
5-year hold
+$45,722(123.7% ROI)
Projected value
$209,038
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$9,443
Rental cash flow+$12,000
10-year hold
+$98,250(265.9% ROI)
Projected value
$236,507
Return breakdown
Property appreciation+$51,748
Loan principal paid down+$22,502
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.13
1 BR
1.10
2 BR
0.91
3 BR
1.01
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 84041 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 84041 (Layton, UT) is $1,560 a month. That is down 1.9% from $1,590 in FY 2026. Layton is in the Ogden, UT MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,591. Among 17 ZIP codes in Davis County, 84041 has the 16th-highest two-bedroom rent (county range $1,480–$2,280). The median county two-bedroom FMR in Utah is $1,158, so ZIP 84041 is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84041
BedroomsFY 2027Change90–110% range
Studio$1,160−2.5%$1,044–$1,276
1BR$1,230−2.4%$1,107–$1,353
2BR$1,560−1.9%$1,404–$1,716
3BR$2,090−1.9%$1,881–$2,299
4BR$2,500−2.7%$2,250–$2,750

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84041
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,230$1,560$2,090$2,500
FY 2026$1,190$1,260$1,590$2,130$2,570
FY 2025$1,130$1,210$1,500$2,010$2,440
FY 2024$1,060$1,160$1,410$1,910$2,330
FY 2023$1,020$1,110$1,360$1,870$2,270

Two-bedroom rent in nearby Davis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 84041
84010$1,640+5.1%
84011$1,710+9.6%
84014$1,820+16.7%
84015$1,630+4.5%
84016$1,710+9.6%
84025$1,780+14.1%
84037$1,730+10.9%
84040$2,000+28.2%
84041Current$1,560—
84054$1,800+15.4%
84056$1,890+21.2%
84075$2,280+46.2%

Questions about ZIP 84041 rents

How much will Section 8 pay for a two-bedroom in ZIP 84041?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,591, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,432 to $1,750 a month; under the ZIP-level Small Area FMR of $1,560 it would be $1,404 to $1,716. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84041 in?

ZIP 84041 is in the Ogden, UT MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,591.

How much did fair market rent change in ZIP 84041 for FY 2027?

The two-bedroom FMR fell 1.9%, from $1,590 in FY 2026 to $1,560 in FY 2027. Since FY 2023 it has risen 14.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLayton, UT fair market rentUT statewide rentsWhat is SAFMR?Data sources