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84782

ZIPSAFMR
Washington County, UT

ZIP Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$1,260$1,260
1 BR$1,270$1,270
2 BR$1,660$1,660
3 BR$2,180$2,180
4 BR$2,710$2,710
5 BR$3,116Not available
6 BR$3,584Not available
7 BR$4,122Not available
8 BR$4,740Not available

Purchase Price Calculator

Maximum purchase price
$184,759

Cost breakdown

+Likely effective rent$1,660
HUD FMRUsed$1,660
Market rentN/A
Est. payment standardN/A
-Principal and interest-$934
Loan amount$147,807
Down payment$36,952
Rate6.50%
Term30 years
-Operating costs-$526
Property taxes-$185
Insurance-$175
Utilities$0
HOA$0
Management-$166
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,702(72.3% ROI)
Projected value
$198,965
Return breakdown
Property appreciation+$14,206
Loan principal paid down+$5,296
Rental cash flow+$7,200
5-year hold
+$45,722(123.7% ROI)
Projected value
$209,038
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$9,443
Rental cash flow+$12,000
10-year hold
+$98,250(265.9% ROI)
Projected value
$236,507
Return breakdown
Property appreciation+$51,748
Loan principal paid down+$22,502
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 84782 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 84782 (Veyo, UT) is $1,660 a month. That is up 5.1% from $1,580 in FY 2026. Veyo is in the St. George, UT MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,657. Among 23 ZIP codes in Washington County, 84782 is tied for the 7th-highest two-bedroom rent (county range $1,420–$2,110). The median county two-bedroom FMR in Utah is $1,158, so ZIP 84782 is 43% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84782
BedroomsFY 2027Change90–110% range
Studio$1,260+4.1%$1,134–$1,386
1BR$1,270+4.1%$1,143–$1,397
2BR$1,660+5.1%$1,494–$1,826
3BR$2,180+4.8%$1,962–$2,398
4BR$2,710+3.0%$2,439–$2,981

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84782
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,260$1,270$1,660$2,180$2,710
FY 2026$1,210$1,220$1,580$2,080$2,630
FY 2025$1,150$1,170$1,490$1,980$2,500
FY 2024$1,010$1,100$1,360$1,860$2,310
FY 2023$930$1,010$1,230$1,740$2,100

Two-bedroom rent in nearby Washington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 84782
84767$1,6600.0%
84770$1,550−6.6%
84771$1,6600.0%
84774$1,420−14.5%
84779$1,510−9.0%
84780$1,680+1.2%
84781$1,6600.0%
84782Current$1,660—
84783$1,770+6.6%
84784$1,480−10.8%
84790$1,800+8.4%
84791$1,6600.0%

Questions about ZIP 84782 rents

How much will Section 8 pay for a two-bedroom in ZIP 84782?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,657, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,491 to $1,823 a month; under the ZIP-level Small Area FMR of $1,660 it would be $1,494 to $1,826. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84782 in?

ZIP 84782 is in the St. George, UT MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,657.

How much did fair market rent change in ZIP 84782 for FY 2027?

The two-bedroom FMR rose 5.1%, from $1,580 in FY 2026 to $1,660 in FY 2027. Since FY 2023 it has risen 35.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set