Cochise County/Pomerene/85627

85627

ZIPSAFMR

Cochise County, AZ

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ZIP Investment Score

76Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$800	$880	-1.6%
1 BR	$1,000	$970	0.3%
2 BR	$1,140	$1,040	-0.6%
3 BR	$1,580	$1,390	-1.0%
4 BR	$1,900	$1,530	-1.2%
5 BR	$2,185	Not available	-1.2%
6 BR	$2,513	Not available	-1.2%
7 BR	$2,890	Not available	-1.2%
8 BR	$3,323	Not available	-1.2%

Purchase Price Calculator

Maximum purchase price

$92,627

Cost breakdown

+Likely effective rent$1,040

HUD FMR$1,140

Market rentUsed$1,040

Est. payment standard (94%)$1,080

-Principal and interest-$468

Loan amount$74,102

Down payment$18,525

Rate6.50%

Term30 years

-Operating costs-$372

Property taxes-$93

Insurance-$175

Utilities$0

HOA$0

Management-$104

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$16,977(91.6% ROI)

Projected value

$99,749

Return breakdown

Property appreciation+$7,122

Loan principal paid down+$2,655

Rental cash flow+$7,200

5-year hold

+$28,906(156.0% ROI)

Projected value

$104,799

Return breakdown

Property appreciation+$12,172

Loan principal paid down+$4,734

Rental cash flow+$12,000

10-year hold

+$61,225(330.5% ROI)

Projected value

$118,570

Return breakdown

Property appreciation+$25,943

Loan principal paid down+$11,281

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.86ratio

FMR$800

Market$930

vs market-$130

FMR is below market; voucher rent may lag private rents.

0.86

1 BR

1.03ratio

FMR$1,000

Market$970

vs market+$30

FMR is near market; voucher and private rents are aligned.

1.03

2 BR

1.10ratio

FMR$1,140

Market$1,040

vs market+$100

FMR is near market; voucher and private rents are aligned.

1.10

3 BR

1.14ratio

FMR$1,580

Market$1,390

vs market+$190

FMR is above market; underwrite to market rent.

1.14

4 BR

1.24ratio

FMR$1,900

Market$1,530

vs market+$370

FMR is above market; underwrite to market rent.

1.24

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 85627 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85627 (Pomerene, AZ) is $1,140 a month. That is up 4.6% from $1,090 in FY 2026. Pomerene is in the Sierra Vista-Douglas, AZ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,153. Among 22 ZIP codes in Cochise County, 85627 is tied for the 7th-highest two-bedroom rent (county range $1,140–$1,670). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85627 is 8% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85627
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$770	$800	+3.9%	$720–$880
1BR	$980	$1,000	+2.0%	$900–$1,100
2BR	$1,090	$1,140	+4.6%	$1,026–$1,254
3BR	$1,520	$1,580	+3.9%	$1,422–$1,738
4BR	$1,820	$1,900	+4.4%	$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85627
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$800	$1,000	$1,140	$1,580	$1,900
FY 2026	$770	$980	$1,090	$1,520	$1,820
FY 2025	$760	$900	$1,050	$1,470	$1,780
FY 2024	$840	$990	$1,160	$1,630	$1,970
FY 2023	$820	$880	$1,090	$1,550	$1,860

Two-bedroom rent in nearby Cochise County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 85627
85613	$1,670	+46.5%
85615	$1,550	+36.0%
85616	$1,140	0.0%
85617	$1,140	0.0%
85625	$1,140	0.0%
85626	$1,140	0.0%
85627Current	$1,140	—
85630	$1,140	0.0%
85632	$1,140	0.0%
85635	$1,160	+1.8%
85636	$1,150	+0.9%
85638	$1,140	0.0%

Questions about ZIP 85627 rents

How much will Section 8 pay for a two-bedroom in ZIP 85627?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,153, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,038 to $1,268 a month; under the ZIP-level Small Area FMR of $1,140 it would be $1,026 to $1,254. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85627 in?

ZIP 85627 is in the Sierra Vista-Douglas, AZ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,153.

How much did fair market rent change in ZIP 85627 for FY 2027?

The two-bedroom FMR rose 4.6%, from $1,090 in FY 2026 to $1,140 in FY 2027. Since FY 2023 it has risen 4.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Pomerene, AZ fair market rent AZ statewide rents What is SAFMR?Data sources