85724

ZIPSAFMR

Pima County, AZ

ZIP Investment Score

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$980	$990	2.5%
1 BR	$1,100	$1,170	2.5%
2 BR	$1,410	$1,550	1.7%
3 BR	$1,950	$2,020	1.0%
4 BR	$2,220	$2,440	0.2%
5 BR	$2,553	Not available	0.1%
6 BR	$2,936	Not available	0.1%
7 BR	$3,376	Not available	0.1%
8 BR	$3,883	Not available	0.2%

Purchase Price Calculator

Maximum purchase price

$168,413

Cost breakdown

+Likely effective rent$1,550

HUD FMR$1,410

Market rent$1,740

Est. payment standard (110%)Used$1,550

-Principal and interest-$852

Loan amount$134,730

Down payment$33,683

Rate6.50%

Term30 years

-Operating costs-$498

Property taxes-$168

Insurance-$175

Utilities$0

HOA$0

Management-$155

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$24,976(74.2% ROI)

Projected value

$181,362

Return breakdown

Property appreciation+$12,949

Loan principal paid down+$4,827

Rental cash flow+$7,200

5-year hold

+$42,739(126.9% ROI)

Projected value

$190,544

Return breakdown

Property appreciation+$22,131

Loan principal paid down+$8,608

Rental cash flow+$12,000

10-year hold

+$91,681(272.2% ROI)

Projected value

$215,583

Return breakdown

Property appreciation+$47,170

Loan principal paid down+$20,511

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

0.98ratio

FMR$980

Market$1,000

vs market-$20

FMR is near market; voucher and private rents are aligned.

0.98

1 BR

0.92ratio

FMR$1,100

Market$1,200

vs market-$100

FMR is near market; voucher and private rents are aligned.

0.92

2 BR

0.81ratio

FMR$1,410

Market$1,740

vs market-$330

FMR is below market; voucher rent may lag private rents.

0.81

3 BR

0.95ratio

FMR$1,950

Market$2,060

vs market-$110

FMR is near market; voucher and private rents are aligned.

0.95

4 BR

0.77ratio

FMR$2,220

Market$2,890

vs market-$670

FMR is below market; voucher rent may lag private rents.

0.77

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 85724 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85724 (Tucson, AZ) is $1,410 a month. That is up 0.7% from $1,400 in FY 2026. Tucson is in the Tucson, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 66 ZIP codes in Pima County, 85724 is tied for the 31st-highest two-bedroom rent (county range $1,100–$2,110). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85724 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85724
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$970	$980	+1.0%	$882–$1,078
1BR	$1,080	$1,100	+1.9%	$990–$1,210
2BR	$1,400	$1,410	+0.7%	$1,269–$1,551
3BR	$1,950	$1,950	0.0%	$1,755–$2,145
4BR	$2,240	$2,220	−0.9%	$1,998–$2,442

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85724
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$980	$1,100	$1,410	$1,950	$2,220
FY 2026	$970	$1,080	$1,400	$1,950	$2,240
FY 2025	$940	$1,050	$1,370	$1,920	$2,230
FY 2024	$910	$1,020	$1,340	$1,890	$2,210
FY 2023	$790	$900	$1,180	$1,680	$1,960

Two-bedroom rent in nearby Pima County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 85724
85716	$1,340	−5.0%
85717	$1,410	0.0%
85718	$1,420	+0.7%
85719	$1,370	−2.8%
85721	$1,410	0.0%
85723	$1,250	−11.3%
85724Current	$1,410	—
85725	$1,410	0.0%
85726	$1,410	0.0%
85728	$1,410	0.0%
85730	$1,470	+4.3%
85731	$1,410	0.0%

Questions about ZIP 85724 rents

How much will Section 8 pay for a two-bedroom in ZIP 85724?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,410, that basic range is $1,269 to $1,551 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85724 in?

ZIP 85724 is in the Tucson, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85724 for FY 2027?

The two-bedroom FMR rose 0.7%, from $1,400 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 19.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Tucson, AZ fair market rent AZ statewide rents What is SAFMR?Data sources